Age Partnership Equity Release Reviews (2022)

We Review Age Partnership Equity Release & Look at the Pros, Cons & Schemes They Offer
Contributors: Nicola Date, Katherine Read. Edited by Rachel Wait & Reviewed by Francis Hui
Are You Considering Age? What Are the Pros, Cons & Costs? Read Our Reviews & Discover If Age Partnership Lifetime Mortgage Schemes Are for You.

Before You Start Reading…

How Much Can You Release? 👇

 

Equity Release Calculator

Value of Your Home?

50000

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Age Partnership Review


I think you’ll agree with me when I say:

It’s REALLY hard to choose the best equity release provider with all the choices available.

Or is it?

Is Age Partnership the best for equity release mortgages?

The companies we profile, are the best in the business to help you unlock the cash tied into your home.We’re here to help you:

  • Understand the services that Age Partnership offers.
  • Determine if they might be able to assist you and your family on your equity release journey.

As experts in the equity release field (we’ve reviewed more than 250 schemes!), we’ve combed the market, researched all equity release service providers and narrowed it down to who’s on top.

Is Age Partnership the ideal equity release loan company to assist you and your family?

TABLE OF CONTENTS

What’s Equity Release?

An equity release mortgage is, in a nutshell, a loan plus interest that is paid back to the lender when the homeowner passes away or goes into permanent care.

Who Are Age Partnership?

They’re a British company that specialises in over-50s retirement finance products.

The company’s registered headquarters are in Leeds’ Thorpe Park.

The company is regulated by the Financial Conduct Authority1, and is a member of the Equity Release Council2, the industry body for the equity release sector.

How Did We Review Age Partnership?

We reviewed Age Partnership by analysing its available plans, comparing it to similar equity release companies, and gauging customer satisfaction.

What About the Age Partnership Equity Release Calculator?

Before you consider using the Age Partnership calculator, please take note.

Our providers can almost always match & BEAT any existing equity release quote that you find through Age Partnership.

So first use this calculator below & see how much you can release.

How Much Can You Release?

Use the Calculator Below 👇

 

Equity Release Calculator

Value of Your Home?

50000

Drag me

🔒 100% Safe & Fast

Featured In
yahoofinance marketwatch

Why Consider Age Partnership?

Use Age Partnership to unlock tax-free cash to fund your retirement.

Established in 2004, Age Partnership is based in Leeds, West Yorkshire, and offers award-winning services.

Awards include:

  • Mortgage Strategy Awards 2018 best broker for equity release winner
  • Equity Release Awards 2017 best financial adviser
  • Personal Finance 2017/18 best equity release advisor winner
  • Investor in Customers Gold 2017 award
  • What Mortgage Awards 2017 best equity release advisor highly commended
  • What Mortgage Awards 2017 best equity release advisor customer service highly commended

Age Partnership Reviews & Ratings

View ratings on the below sites to see what others have said.

Age Partnership Complaints

If you’re unhappy with your experience and would like to make a complaint then the best way to do this is reach out directly on their website.

They care about their customers and will forward you to the relevant department.

The alternative is to use a review site such as Trustpilot or Feefo and leave a review, and they’ll quickly reach out to you to assist.

Pros & Cons

Pros

  • Award-winning Equity Release Service
  • Compares the whole of the UK equity release market.
  • You’ll pay nothing for the financial advice offered, unless you proceed to take out the recommended product.
  • You may be eligible for bonuses including a free property valuation or cashback.

Cons

  • Your advice fee will total £1,695 or 2.25% of the amount released (whichever is more).

Editor’s Rating: 4.69

Qualification Criteria

  • Minimum Amount of Equity Offered: £10,000
  • Maximum Amount of Equity Offered: Up to 55% of the property value
  • Minimum Age Limit: 55 years
  • Maximum Age Limit: Not specified
  • Property Minimum Value: £70,000
  • Property Types: Houses that are detached, semi‑detached, or terraced, bungalows and flats

Age Partnership’s Equity Release Schemes

The company offers drawdown and lump sum equity release plans.

Which include:

  • Fixed early repayment charges
  • No completion fee
  • Cashback options

Age Partnership Gold

A great option to consider is Age Partnership Gold Lump Sum with interest rates from 3.43% and free application and valuation.

Age Partnership Lite

If you need a cash injection, review the Age Partnership Lite Lump Sum plan.

Interest rates are from 2.98% and there’s a maximum LTV of 35%

Age Partnership Platinum

Check out the Age Partnership Platinum Drawdown with fixed interest rates from 4.67% and a free valuation.

Age Partnership Superlite

If you are looking for a drawdown plan, the Age Partnership Superlite Drawdown comes with interest rates from as low as 2.74%,

A free valuation, no completion fees, and a maximum of 32% LTV.

All Age Partnership equity release plans come with a cashback option.

Age Partnership Equity Release Interest Rates

Age Partnership equity release interest rates will usually start at 3.95%, and the rates achieved will depend on your age, property value, and possibly your health condition.

Schemes Compared

Are you looking for a specific equity release scheme? These are some of the schemes offered or covered by Age Partnership.Search:

Product Name Interest Rate The interest rate is the cost of borrowing the principal. APR The APR includes not only the interest expense on the loan but also all fees and other costs involved in procuring the loan. Type
Age Partnership Gold Cashback 3.72% 3.78% Fixed
Age Partnership Gold Drawdown 3.42% 3.47% Fixed
Age Partnership Gold Lump Sum 3.42% 3.47% Fixed
Age Partnership Gold Plus Cashback 4.39% 4.48% Fixed
Age Partnership Gold Plus Drawdown 4.09% 4.17% Fixed
Age Partnership Gold Plus Lump Sum 4.09% 4.17% Fixed
Age Partnership Lite Cashback 3.28% 3.33% Fixed
Age Partnership Lite Drawdown 2.98% 3.02% Fixed
Age Partnership Lite Lump Sum 2.98% 3.02% Fixed
Age Partnership Platinum Cashback 4.97% 5.08% Fixed
Age Partnership Platinum Drawdown 4.67% 4.77% Fixed
Age Partnership Platinum Lump Sum 4.67% 4.77% Fixed
Age Partnership Platinum Plus 5.64% 5.79% Fixed
Age Partnership Platinum Plus (3% Cashback) 5.94% 6.1% Fixed
Age Partnership Platinum Plus (Flexible) 5.64% 5.79% Fixed
Age Partnership Superlite Cashback 3.04% 3.08% Fixed
Age Partnership Superlite Drawdown 2.74% 2.77% Fixed
Age Partnership Superlite Lump Sum 2.74% 2.77% Fixed

Not what you’re looking for?

Have a look at all the equity release schemes available on the market, with our easy-to-use table or compare the equity release rates!

Services They Offer

Age Partnership offers:

  • Equity release
  • Pension income
  • Long-term power of attorney (LPAs)
  • Wills
  • Mortgages

Every service it offers is aimed at assisting present and soon-to-be retirees in making the most of their finances,

By allowing them to enjoy their money and the equity they’ve built up in their home.

Age Partnership Jobs

If you’re looking for a job at Age Partnership, visit its comprehensive careers page.

There, you can apply for a diverse range of opportunities with excellent salary prospects.

Find out more here.

FCA Details

FCA Address

  • 2200 Century Way
  • Thorpe Park
  • Leeds
  • LS15 8ZBL S 1 5 8 Z B
  • UNITED KINGDOM

Trading Names

  • Age Partnership Limited

FCA Permitted Services

  • Insurance
  • Mortgages and Home Finance
  • Consumer Credit

Regulators

  • Financial Conduct Authority (FAC) ¹
  • Financial Services Authority Now the Prudential Regulation Authority (PRA) ¹

Registration Numbers

  • FCA Ref Number: 425432
  • FCA Reg Number: 5265969

FCA & Companies House Links

Age Partnership Contact Number & Address

Got Questions?

Is Age Partnership a Member of the Equity Release Council?

What Are Age Partnership's Interest Rates?

Who Owns Age Partnership?

Where Is Age Partnership Located?

Does Age Partnership Do Equity Release?

Is Age Partnership Equity Release Safe?

Conclusion

So here’s the scoop – our intention is to help you by finding the best Age Partnership lifetime mortgage so that you can spend the money on something that you really want, rather than on a high tax bill.

Before You Go…

Use the FREE Calculator Below 👇

 

Equity Release Calculator

Value of Your Home?

50000

Drag me

🔒 100% Safe & Fast

Featured In
yahoofinance marketwatch

Editorial Note: This content has been independently collected by the SovereignBoss advisor team and is offered on a non-advised basis. Sovereignboss may earn a commission on sales made from partner links on this page, but that doesn’t affect our editors’ opinions or evaluations. Learn more about our editorial guidelines.

rachel w

Rachel Wait
Personal Finance Journalist

Rachel is an experienced finance journalist and editor with a particular interest in personal finance and consumer affairs. She has vast experience writing about money issues, property, insurance, and consumer affairs, and you’ll find her articles regularly featured in top media and newspaper publications.
John Lawson

Written by
John Lawson
Founder SovereignBoss

John is passionate about education and has made it his life-long mission to assist UK citizens on their future financial options, with a specialist interest in equity release, and SovereignBoss is the natural extension of this passion.
francis

Reviewed by
Francis Hui
Senior Risk Manager

Having held various high-level roles across the industry, Francis is truly an expert in aiding UK citizens in their financial decisions and risk analysis. His unique insight and statistical knowledge make him the perfect person to help you take your financial future to the next level.
kath icon

Katherine Read
Consumer Affairs Writer

Since joining the editorial team at SovereignBoss, Katherine has become focused on bringing transparency to finances and opportunities for those approaching retirement age. She writes on the topics of equity release, home reversion, and mortgages.
nicola

Nicola Date
Writer & Journalist

Nicola is a financial writer for SovereignBoss and is passionate about the opportunities that equity release can open up for homeowners. Her extensive business experience and deep understanding of the industry means that she’s always up-to-date with the latest developments.

See How Much You Can Release 👇

Use the QUICK form below.

 

Equity Release Calculator

Value of Your Home?

50000

Drag me

🔒 100% Safe & Fast

As Featured In
yahoofinance marketwatch