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Last updated 06 March 2020

Money Saving Expert Equity Release Calculator


Use the UK’s Best Money Saving Expert Equity Release Calculator & Save

We can almost always beat any existing Money Saving Expert Equity Release quote. Try us now.

Did You Know?

Every 12 minutes a homeowner over 55 in the UK unlocks £91,667 tax-free cash?

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So Why Should You Compare Quotes Before Choosing Money Saving Expert Equity Release?

  • It’s Free & Fast – save thousands by spending 8 seconds to fill out the form.
  • Compare Multiple Quotes – Get quotes from our providers & choose the best one.
  • Speak to an Expert – We’ll get an expert to call you for free to answer any questions.

About the Providers We Compare

  • Helped more than 1 million people with equity release.
  • Organised over 1 in 3 plans approved by the Equity Release Council.

Most Popular Reasons for Releasing Cash

  • Add to your retirement income.
  • Pay off your credit debts or loans.
  • Gifting money to family. (E.g. helping children pay a deposit on their first house)
  • Paying off an existing mortgage.
  • Going on that dream holiday.
  • Replacing your car with the one you’ve always wanted.
  • Making home & garden improvements.

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Money Saving Expert’s Equity Release FAQ’s

What is Equity Release?
It’s important to note that equity release is a way of releasing the wealth (cash) tied up in your property without the need to move. With Money Saving Expert equity release products, if you are over the age of 55, you can either borrow against the value of your home or sell all or part of it for a regular monthly income, a lump sum, or the facility to get at equity as and when you like or a combination of these options.
Money Saving Expert equity release calculator – get a free Money Saving Expert equity release quote and chat with an adviser to learn more.
Read Our In-Depth Article » What is Equity Release?
Types of Equity Release Schemes

Although there are many different plans available, they can all be split into four main categories of equity release schemes.

Lifetime Mortgage

You release a lump sum from the value of your property, by taking out a mortgage secured on your property (provided it is your main residence) whilst maintaining 100% ownership of your home. This amount, plus any interest accrued, (you can choose to make repayments) is repaid from the sale of your property when you pass away or move into long-term care.

Drawdown Lifetime Mortgage

his works similar to Lifetime Mortgage but with a regular cash reserve/draw down option allowing you to withdraw amounts at a frequency you choose up to a specified amount of years, or until the cash reserve has been used up.

Interest-Only Lifetime Mortgage

You get a lump sum and pay a monthly interest on the loan, which can be fixed or variable, rather than allowing the interest to roll up. The amount you originally borrowed is normally repaid when your home is eventually sold.

Home Reversion Plan

Here, you sell some or all of your property to a home reversion provider in exchange for a lump sum of money or regular payments, whilst maintaining the right to remain living in your home, rent free, for as long as you live, but you have to agree to maintain and insure it. At the end of the plan your property is sold and the sale proceeds are shared according to the remaining proportions of ownership.

Read Our Full Article » Types of Equity Release

What Can Equity Release be Used For?
With Money Saving Expert equity release scheme, you are free to use the money on almost anything you choose. There are many reasons for releasing equity from your home and here are just a few of them:

  • To supplement your pension income to cover living expenses
  • To settle a repayment mortgage or clear the balance on an interest-only mortgage
  • To improve your standard of living
  • To see your family enjoy their inheritance while you’re still here
  • To carry out some home improvements
  • To take that holiday of a lifetime
  • To help your children onto the property ladder
  • To pay off other outstanding debt and lower your monthly outgoings.

Money Saving Expert equity release calculator – get a free Money Saving Expert equity release quote and chat with an adviser to learn more.
See How Much You Can Release » Free Equity Release Calculator
Is Equity Release Right for Me?

Note that equity release plans are not right for everyone and it is important that you fully consider your options and receive independent financial advice before making a decision. It is also important that, if you do decide to use an BBC equity release product, you choose one that meets your needs.

Remember that taking an equity release plan is generally a long term option. However, there are flexible plans available that may fit your varying needs and some will allow you to repay in the future without any penalties.

A financial adviser can help you to choose the plan that is right for you.

Read More » Is Equity Release a Good Idea?

Use Some of Your Home’s Value to Live Life Your Way

What Has the Biggest Impact on the Value?​

There are a few variables but the two biggest are the value of your property, and the applicants age (the older the better!). Find out how much tax-free cash you can release from your home using the FREE equity release calculator.

Read more about Equity Release Locations »

Do You Have an Existing Mortgage?

If you’re tired of monthly mortgage payments, equity release might be a fantastic way for you to pay back that mortgage quickly. This is one of the many reasons people choose an equity release product.

Do You Have an Existing Equity Release?​

Things change. If you’ve already released equity from your home in the past, you can often save a massive amount by getting a lower interest rate. Get a quote and find out if you qualify for a lower interest rate.

Read More About » Equity Release Companies

Best Equity Companies

What People Say

You are the best. You delivered just what you mentioned you would that was much better than anybody else. I can not rate you highly enough!!
SovereignBoss is perhaps one of the most comprehensive equity release portals for one reason: apply and within moments you’ll get connected with the nationwide lenders without any extra work on your part.GET YOUR FREE

Money Saving Expert Equity Release Quote


PS – If you’re anything like us, you just skipped to the end anyway.

So here’s the scoop – we are offering to get you the best quote for equity release from the best equity release companies.

Our intention is to help you save money by finding the best equity release provider so that you can spend the money on something that you really want to, rather than on a high tax bill. ⚠️(Spoiler**) Most send us a personal thank you because we do such an incredible job – you’ve been warned. ⚠️

Yes, Calculate My Equity Release Now!


John Lawson

John advises business, individuals, and organisations on pension planning. As you’ve probably realised by now, we’re invested in helping people like yourself understand a little bit more about how equity release options work.

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