Equity Release Deals for Jul 2022

Compare Equity Release Mortgage Rates & Find a GREAT Deal

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Last Updated 13 Jun 2022

Rated from 374 reviews

Compare the Whole Market & Discover the Top Lifetime Mortgage Deals for 2021. Find the PERFECT Plan for You With Our Easy to Use Comparison Table.

Before You Start Reading...

How Much Can You Release? 👇

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Equity Release Deals. Find & Compare Lifetime Mortgage Deals

If you don’t know the available equity release deals in 2022, you could pay far too much for your equity release deal.

Don’t get caught with ridiculously high interest rates, or miss out on brilliant freebies.

Fortunately, we at SovereignBoss are here to be your trusted guide.

Through this article, we’ll help you discover:

The equity release interest rates available in 2022.
The best deals currently on the market.
The best lenders of equity release.

We did a detailed analyses of over 220 equity release deals to determine this detailed and up-to-date list.

Here’s what we’ve found.

What’s Equity Release?

Equity release is a group of later-life mortgages that allows you, if you’re 55 or older, to unlock tax-free cash that’s tied into your property.

With equity release, the loan, plus interest, is then repaid from the sale of your house when you eventually pass away or move to long-term care.

Compare Equity Release Interest Rates & Deals in Jul 2022

Before you begin make sure you know the current equity release rates in Jul 2022 in the UK.

Please Select Your Scheme Type

Provider	Product Name	Type	Interest Rate The interest rate is the cost of borrowing the principal.	APR The APR includes not only the interest expense on the loan but also all fees and other costs involved in procuring the loan.
	Aviva Aviva Lifestyle Lump Sum Max	Fixed	4.03%	4.1%	Learn More
	Canada Life Canada Life Capital Select Gold	Fixed	4.02%	4.17%	Learn More
	Just Just Just For You Lifetime Mortgage	Fixed	3.39%	3.4%	Learn More
	LV LV Lump Sum+ 1% Cashback (Fee-Free)	Fixed	2.73%	3.1%	Learn More
	More 2 Life More 2 Life Capital Choice	Fixed	3.23%	3.35%	Learn More
	One Family One Family Lump Sum Lite	Fixed	4.34%	4.6%	Learn More
	Pure Retirement Pure Retirement Classic Elite Super Lite	Fixed	2.77%	2.83%	Learn More
	Scottish Widows Scottish Widows Lifetime Mortgage LS1	Fixed	3.03%	3.1%	Learn More
	Age Partnership Age Partnership Superlite Cashback	Fixed	3.04%	3.08%	Learn More
	Just Retirement Just Capital Select Platinum	Fixed	4.69%	4.79%	Learn More
	Aviva Aviva Lifestyle Lump Sum Max - Cashback £1000	Fixed	4.29%	4.3%	Learn More
	Canada Life Canada Life Capital Select Lite	Fixed	3.73%	3.87%	Learn More
	LV LV Lump Sum+ Lite	Fixed	3.03%	3.2%	Learn More
	More 2 Life More 2 Life Capital Choice Lite	Fixed	3.3%	3.42%	Learn More
	One Family One Family Lump Sum Lite	Variable	2.8%	3%	Learn More
	Pure Retirement Pure Retirement Classic Lump Sum Lite	Fixed	2.91%	3.04%	Learn More
	Scottish Widows Scottish Widows Lifetime Mortgage LS2	Fixed	3.09%	3.1%	Learn More
	Just Retirement Just J1 Lump Sum (2% Cashback)	Fixed	3.24%	3.29%	Learn More
	Aviva Aviva Lifestyle Lump Sum Max - Cashback £500	Fixed	4.19%	4.2%	Learn More
	Canada Life Canada Life Capital Select Platinum Plus	Fixed	6.02%	6.27%	Learn More
	LV LV Lump Sum+ Lite 1% Cashback (Fee Free)	Fixed	3.03%	3%	Learn More
	More 2 Life More 2 Life Capital Choice Plus	Fixed	3.29%	3.41%	Learn More
	One Family One Family Lump Sum Standard	Fixed	3.2%	3.4%	Learn More
	Pure Retirement Pure Retirement Classic Lump Sum Super Lite	Fixed	2.76%	2.9%	Learn More
	Scottish Widows Scottish Widows Lifetime Mortgage LS3	Fixed	3.16%	3.2%	Learn More
	Just Retirement Just J1 Lump Sum (5% Cashback)	Fixed	3.54%	3.6%	Learn More
	Canada Life Canada Life Capital Select Super Lite	Fixed	3.44%	3.57%	Learn More
	LV LV Lump Sum+ (Fee Free)	Fixed	2.87%	3.1%	Learn More
	More 2 Life More 2 Life Capital Choice Super Lite	Fixed	2.99%	3.1%	Learn More
	One Family One Family Lump Sum Standard	Variable	3.2%	3.4%	Learn More
	Pure Retirement Pure Retirement Classic Lump Sum Supreme	Fixed	3.93%	4.05%	Learn More
	Scottish Widows Scottish Widows Lifetime Mortgage LS4	Fixed	3.26%	3.3%	Learn More
	Just Retirement Just J1 Lump Sum	Fixed	3.04%	3.08%	Learn More
	Canada Life Canada Life Lifestyle Gold	Fixed	3.05%	3.2%	Learn More
	More 2 Life More 2 Life Capital Choice Ultra Lite	Fixed	2.85%	2.9%	Learn More
	One Family One Family Super LTV	Fixed	6.29%	6.7%	Learn More
	Pure Retirement Pure Retirement Classic Lump Sum Supreme Plus	Fixed	4.3%	4.43%	Learn More
	Scottish Widows Scottish Widows Lifetime Mortgage LS5	Fixed	3.4%	3.5%	Learn More
	Just Retirement Just J2 Lump Sum (4% Cashback)	Fixed	3.45%	3.51%	Learn More
	Canada Life Canada Life Lifestyle Lite	Fixed	2.92%	3.07%	Learn More
	More 2 Life More 2 Life Flexi Choice Premier Lite	Fixed	2.92%	3.02%	Learn More
	Pure Retirement Pure Retirement Sovereign Lump Sum	Fixed	2.75%	2.94%	Learn More
	Scottish Widows Scottish Widows Lifetime Mortgage LS6	Fixed	3.65%	3.7%	Learn More
	Just Retirement Just J2 Lump Sum (5% Cashback)	Fixed	3.55%	3.61%	Learn More
	Canada Life Canada Life Lifestyle Platinum 3% Cashback	Fixed	6.67%	6.9%	Learn More
	More 2 Life More 2 Life Flexi Choice Premier Super Lite	Fixed	2.77%	2.87%	Learn More
	Pure Retirement Pure Retirement Classic Elite Lump Sum Super Lite Plus 1	Fixed	2.38%	2.41%	Learn More
	Just Retirement Just J2 Lump Sum (2% Cashback)	Fixed	3.25%	3.3%	Learn More
	Canada Life Canada Life Prestige Options	Fixed	5.17%	5.3%	Learn More
	More 2 Life More 2 Life Prime Choice	Fixed	4.68%	4.85%	Learn More
	Pure Retirement Pure Retirement Classic Elite Lump Sum Lite 2	Fixed	2.49%	2.52%	Learn More
	Just Retirement Just J2 Lump Sum	Fixed	3.05%	3.1%	Learn More
	Canada Life Canada Life Capital Select Gold (3% Cashback)	Fixed	4.03%	4.11%	Learn More
	More 2 Life More 2 Life Prime Max	Fixed	6.64%	6.92%	Learn More
	Pure Retirement Pure Retirement Classic Elite Lump Sum Lite 1	Fixed	2.51%	2.54%	Learn More
	Just Retirement Just J2.5 Lump Sum 5% Cashback	Fixed	3.9%	3.97%	Learn More
	Canada Life Canada Life Capital Select Lite (3% Cashback)	Fixed	3.54%	3.6%	Learn More
	More 2 Life More 2 Life Tailored Enhanced	Fixed	5.7%	6%	Learn More
	Pure Retirement Pure Retirement Classic Elite Lump Sum Super Lite Plus 2	Fixed	2.36%	2.39%	Learn More
	Just Retirement Just J2.5 Lump Sum 2% Cashback	Fixed	3.6%	3.66%	Learn More
	Canada Life Canada Life Lifestyle Gold Plus	Fixed	4.41%	4.5%	Learn More
	More 2 Life More 2 Life Capital Choice Plan (Cashback)	Fixed	3.45%	3.51%	Learn More
	Pure Retirement Pure Retirement Heritage Freedom 40 Lump Sum Plus (DTV)	Fixed	4.07%	4.15%	Learn More
	Just Retirement Just J2.5 Lump Sum	Fixed	3.4%	3.45%	Learn More
	Canada Life Canada Life Capital Select Super Lite (3% Cashback)	Fixed	3.25%	3.3%	Learn More
	More 2 Life More 2 Life Capital Choice Plus Plan (Cashback)	Fixed	4.65%	4.75%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum	Fixed	3.67%	3.73%	Learn More
	Just Retirement Just J3 Lump Sum (5% Cashback)	Fixed	4.45%	4.54%	Learn More
	Canada Life Canada Life Capital Select Platinum Plus (3% Cashback)	Fixed	6.13%	6.31%	Learn More
	More 2 Life More 2 Life Maximum Choice Lump Sum	Fixed	4.27%	4.35%	Learn More
	Pure Retirement Pure Retirement Heritage Freedom 40 Lump Sum Max Plus	Fixed	4.49%	4.58%	Learn More
	Just Retirement Just J3 Lump Sum (4% Cashback)	Fixed	4.35%	4.44%	Learn More
	Canada Life Canada Life Capital Select Platinum (3% Cashback)	Fixed	4.99%	5.11%	Learn More
	More 2 Life More 2 Life Maximum Choice Plus Lump Sum	Fixed	4.53%	4.63%	Learn More
	Pure Retirement Pure Retirement Heritage Freedom 40 Lump Sum Max Plus (DTV)	Fixed	4.49%	4.58%	Learn More
	Just Retirement Just J3 Lump Sum (2% Cashback)	Fixed	4.14%	4.22%	Learn More
	Canada Life Canada Life Capital Select Gold Plus (3% Cashback)	Fixed	4.6%	4.7%	Learn More
	More 2 Life More 2 Life Prime Choice Plus 3% Cashback	Fixed	6.31%	6.5%	Learn More
	Pure Retirement Pure Retirement Heritage Freedom 40 Lump Sum Midi (DTV)	Fixed	4%	4.07%	Learn More
	Just Retirement Just J3 Lump Sum	Fixed	3.95%	4.02%	Learn More
	More 2 Life More 2 Life Prime Choice Plus	Fixed	5.37%	5.5%	Learn More
	Pure Retirement Pure Retirement Heritage Freedom 40 Lump Sum Max (DTV)	Fixed	4.21%	4.29%	Learn More
	Just Retirement Just J4 Lump Sum (5% Cashback)	Fixed	5.17%	5.29%	Learn More
	Pure Retirement Pure Retirement Heritage Freedom 40 Lump Sum (DTV)	Fixed	3.97%	4.04%	Learn More
	Just Retirement Just J4 Lump Sum (2% Cashback)	Fixed	4.87%	4.98%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Max Fixed ERCs (Fees Package) (DTV)	Fixed	4.16%	4.24%	Learn More
	Just Retirement Just J4 Lump Sum	Fixed	4.67%	4.77%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum (Fees Package) (DTV)	Fixed	3.87%	3.94%	Learn More
	Just Retirement Just J6 Lump Sum 5% Cashback	Fixed	5.81%	5.97%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Max (DTV)	Fixed	3.91%	3.98%	Learn More
	Just Retirement Just J6 Lump Sum 4% Cashback	Fixed	5.71%	5.86%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Max (Fees Package)	Fixed	4.11%	4.19%	Learn More
	Just Retirement Just J6 Lump Sum 3% Cashback	Fixed	5.61%	5.76%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Max (Fees Package) (DTV)	Fixed	4.11%	4.19%	Learn More
	Just Retirement Just J6 Lump Sum 2% Cashback	Fixed	5.51%	5.65%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Max Fixed ERCs	Fixed	3.96%	4.03%	Learn More
	Just Retirement Just J6 Lump Sum 1% Cashback	Fixed	5.41%	5.55%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Max Fixed ERCs (DTV)	Fixed	3.96%	4.03%	Learn More
	Just Retirement Just J6 Lump Sum	Fixed	5.31%	5.44%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Max Fixed ERCs (Fees Package)	Fixed	4.16%	4.24%	Learn More
	Just Retirement Just J5 Lump Sum (Enhanced)	Fixed	5.94%	6.1%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Max Plus (Fees Package) (DTV)	Fixed	4.39%	4.48%	Learn More
	Just Retirement Just J5 Lump Sum (5% Cashback) (Enhanced)	Fixed	6.44%	6.63%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Max Plus (DTV)	Fixed	4.19%	4.27%	Learn More
	Just Retirement Just J5 Lump Sum (3% Cashback) (Enhanced)	Fixed	6.24%	6.42%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Max Plus	Fixed	4.19%	4.27%	Learn More
	Just Retirement Just J5 Lump Sum (2% Cashback) (Enhanced)	Fixed	6.14%	6.32%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Max Plus (Fees Package)	Fixed	4.39%	4.48%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Max Plus Fixed ERCs	Fixed	4.24%	4.32%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Fixed ERCs (Fees Package) (DTV)	Fixed	3.92%	3.99%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Max	Fixed	3.91%	3.98%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Fixed ERCs (DTV)	Fixed	3.72%	3.78%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Fixed ERCs (Fees Package)	Fixed	3.92%	3.99%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Fixed ERCs	Fixed	3.72%	3.78%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum (Fees Package)	Fixed	3.87%	3.94%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum (DTV)	Fixed	3.67%	3.73%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Plus Fixed ERCs (DTV)	Fixed	3.82%	3.89%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Midi Fixed ERCs (Fees Package) (DTV)	Fixed	3.95%	4.02%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Plus Fixed ERCs (Fees Package) (DTV)	Fixed	4.02%	4.09%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Midi Fixed ERCs (Fees Package)	Fixed	3.95%	4.02%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Plus Fixed ERCs	Fixed	3.82%	3.89%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Plus Fixed ERCs (Fees Package)	Fixed	4.02%	4.09%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Max Plus Fixed ERCs (Fees Package) (DTV)	Fixed	4.44%	4.53%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Midi	Fixed	3.7%	3.76%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Midi (Fees Package)	Fixed	3.9%	3.97%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Midi (DTV)	Fixed	3.7%	3.76%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Midi (Fees Package) (DTV)	Fixed	3.9%	3.97%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Midi Fixed ERCs (DTV)	Fixed	3.75%	3.82%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Midi Fixed ERCs	Fixed	3.75%	3.82%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Plus (Fees Package)	Fixed	3.97%	4.04%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Plus (Fees Package) (DTV)	Fixed	3.97%	4.04%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Plus	Fixed	3.77%	3.84%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Plus (DTV)	Fixed	3.77%	3.84%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Max Plus Fixed ERCs (Fees Package)	Fixed	4.44%	4.53%	Learn More
	Pure Retirement Pure Retirement Heritage Lump Sum Max Plus Fixed ERCs (DTV)	Fixed	4.24%	4.32%	Learn More
	Pure Retirement Pure Retirement Sovereign Elite Lump Sum A	Fixed	2.84%	2.88%	Learn More
	Pure Retirement Pure Retirement Sovereign Elite Lump Sum B	Fixed	2.86%	2.9%	Learn More
	Pure Retirement Pure Retirement Sovereign Elite Lump Sum C	Fixed	3.06%	3.1%	Learn More
	Pure Retirement Pure Retirement Sovereign Lump Sum A (Fees Package)	Fixed	2.64%	2.67%	Learn More
	Pure Retirement Pure Retirement Sovereign Lump Sum B	Fixed	2.36%	2.39%	Learn More
	Pure Retirement Pure Retirement Sovereign Lump Sum B (Fees Package)	Fixed	2.66%	2.69%	Learn More
	Pure Retirement Pure Retirement Sovereign Lump Sum C	Fixed	2.56%	2.59%	Learn More
	Pure Retirement Pure Retirement Sovereign Lump Sum C (Fees Package)	Fixed	2.86%	2.9%	Learn More
	Pure Retirement Pure Retirement Sovereign Lump Sum D	Fixed	4.31%	4.4%	Learn More
	Pure Retirement Pure Retirement Sovereign Lump Sum D (Fees Package)	Fixed	4.61%	4.71%	Learn More
	Pure Retirement Pure Retirement Sovereign Lump Sum E	Fixed	5.03%	5.15%	Learn More
	Pure Retirement Pure Retirement Sovereign Lump Sum E (Fees Package)	Fixed	5.33%	5.46%	Learn More
	Pure Retirement Pure Retirement Sovereign Lump Sum F	Fixed	5.52%	5.66%	Learn More

All these schemes are from lenders who are members of the Equity Release Council and are, therefore, worth considering.

Got Questions? Check These First

What Company Has the Best Equity Release Scheme?

How Can I Compare Equity Release Schemes?

In Conclusion

Now that you’ve looked at these fantastic deals, you can get a sense of where you may want to look for equity release.

We always recommend you chat through your options with your children and speak to a trusted financial adviser.

Editorial Note: This content has been independently collected by the SovereignBoss advisor team and is offered on a non-advised basis. Sovereignboss may earn a commission on sales made from partner links on this page, but that doesn’t affect our editors’ opinions or evaluations. Learn more about our editorial guidelines.

HOW MUCH EQUITY CAN YOU RELEASE?

Most people are using equity release as a means of retaining the use of their house while also obtaining a lump sum or a steady stream of income. Get matched with an expert and check your eligibility for equity release options.

Use our free equity release calculator & see how much you can release today.