Equity Release

Equity Release Deals for Jan 2022

Compare the Equity Release Mortgage Rates & Find a GREAT Deal

John Lawson
Written by John Lawson
Last Updated 11 Jan 2022
(Rated from 1740 reviews)

Contributors: Nicola Date, Katherine Read & Edited by Rachel Wait. Reviewed by Francis Hui

Compare the Whole Market & Discover the Top Lifetime Mortgage Deals for 2021. Find the PERFECT Plan for You With Our Easy to Use Comparison Table.

Before You Start Reading...

Let's See How Much You Can Release 👇

 

Equity Release Calculator

Value of Your Home?

50000

Drag me

🔒 100% Secure & Fast. Takes Just 8 Seconds.

timer

It's VERY FAST, takes just 8 seconds

What’s Equity Release?

Equity release is a group of later-life mortgages that allows you, if you’re 55 or older, to unlock tax-free cash that’s tied into your property. The loan, plus interest, is then repaid from the sale of your house when you eventually pass away or move to long-term care.

Learn More: UK Equity Release Explained

Compare Equity Release Interest Rates & Deals in Jan 2022

Before you begin make sure you know the current equity release rates in 2021 in the UK.

  • To find a good equity release deal in Jan 2022, you'll need to compare interest rates and offers.
  • We have reviewed 690 equity release schemes & are the largest source of equity scheme information on the internet.
  • Luckily, we're here to help! Take a look at what's on offer:
Provider Product Name Type Interest Rate The interest rate is the cost of borrowing the principal. APR The APR includes not only the interest expense on the loan but also all fees and other costs involved in procuring the loan. Incentive
Hodge Hodge Hodge 50+ Mortgage - 2 Year Discount (70% LTV) Variable 3.19% 4.18% Learn More
Mansfield Building Society Mansfield Building Society Mansfield Building Society Later Life Mortgage Discounted 2.29% 4.8% Learn More
Marsden Marsden Marsden Older Borrower Mortgage Discounted 1.79% 5.7% Learn More
Newbury Newbury Newbury Later Life Mortgage Discounted 1.59% 3.5% Learn More
Scottish Building Society Scottish Building Society Scottish Building Society Retirement Mortgage Variable 2.44% 4.6% Learn More
The Family Building Society The Family Building Society The Family Building Society Retirement Mortgage Fixed 2.94% 4.3% Learn More
Hodge Hodge Hodge 50+ Mortgage - 2 Year Fixed (50% LTV) Fixed 3.49% 4.4% Learn More
Mansfield Building Society Mansfield Building Society Mansfield Building Society Later Life Mortgage Fixed 2.49% 5.1% Learn More
Marsden Marsden Marsden Older Borrower Mortgage - Fixed 2 Year Fixed 2.49% 5.2% Learn More
Newbury Newbury Newbury Later Life Mortgage Fixed 2.69% 3.6% Learn More
Scottish Building Society Scottish Building Society Scottish Building Society Retirement Mortgage Fixed 3.49% 4.9% Learn More
Hodge Hodge Hodge 50+ Mortgage - 2 Year Fixed (70% LTV) Fixed 3.29% 4.2% Learn More
Marsden Marsden Marsden Older Borrower Mortgage - Fixed 5 Year Fixed 2.79% 5.6% Learn More
Hodge Hodge Hodge 50+ Mortgage - 5 Year Fixed (50% LTV) Fixed 3% 3.9% Learn More
Hodge Hodge Hodge 50+ Mortgage - 5 Year Fixed (70% LTV) Fixed 3.5% 3.59% Learn More
Hodge Hodge Hodge 50+ Mortgage - 5 Year Fixed (75% LTV) Fixed 3.7% 4.3% Learn More

Got Questions? Check These First

What Company Has the Best Equity Release Scheme?

How Can I Compare Equity Release Schemes?

Editorial Note: This content has been independently collected by the SovereignBoss advisor team and is offered on a non-advised basis. Sovereignboss may earn a commission on sales made from partner links on this page, but that doesn’t affect our editors’ opinions or evaluations. Learn more about our editorial guidelines.

HOW MUCH EQUITY CAN YOU RELEASE?

Most people are using equity release as a means of retaining the use of their house while also obtaining a lump sum or a steady stream of income. Get matched with an expert and check your eligibility for equity release options.

Use our free equity release calculator & see how much you can release today.

Start Here

How Much Can You Release?

Use the FREE Calculator Below 👇

 

Equity Release Calculator

Value of Your Home?

50000

Drag me

🔒 100% Secure & Fast. Takes Just 8 Seconds.

As Featured In
yahoofinance marketwatch
rachel w

Rachel Wait
Personal Finance Journalist

Rachel is an experienced finance journalist and editor with a particular interest in personal finance and consumer affairs. She has vast experience writing about money issues, property, insurance, and consumer affairs, and you’ll find her articles regularly featured in top media and newspaper publications.
Envelope Linkedin Twitter
john lawson profile.jpg

Written by
John Lawson
Founder SovereignBoss

John is passionate about education and has made it his life-long mission to assist UK citizens on their future financial options, with a specialist interest in equity release, and SovereignBoss is the natural extension of this passion.
Envelope
francis

Reviewed by
Francis Hui
Senior Risk Manager

Having held various high-level roles across the industry, Francis is truly an expert in aiding UK citizens in their financial decisions and risk analysis. His unique insight and statistical knowledge make him the perfect person to help you take your financial future to the next level.
Envelope Linkedin
kath icon

Katherine Read
Consumer Affairs Writer

Since joining the editorial team at SovereignBoss, Katherine has become focused on bringing transparency to finances and opportunities for those approaching retirement age. She writes on the topics of equity release, home reversion, and mortgages.
Envelope Linkedin
nicola

Nicola Date
Writer & Journalist

Nicola is a financial writer for SovereignBoss and is passionate about the opportunities that equity release can open up for homeowners. Her extensive business experience and deep understanding of the industry means that she’s always up-to-date with the latest developments.
Envelope Linkedin

See How Much You Can Release 👇

Use the QUICK form below.

 

Equity Release Calculator

Value of Your Home?

50000

Drag me

🔒 100% Secure & Fast. Takes Just 8 Seconds.

As Featured In
yahoofinance marketwatch