Equity Release Deals for Dec 2021

Compare the Equity Release Mortgage Rates & Find a GREAT Deal

Compare the Whole Market & Discover the Top Lifetime Mortgage Deals for 2021. Find the PERFECT Plan for You With Our Easy to Use Comparison Table.

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What’s Equity Release?

Equity release is a type of later-life mortgage that allows you, if you’re over the age of 55, to unlock the cash tied into your home. The loan, plus interest, is then repaid from the sale of your home when you pass away or move into long-term care.

Learn More: UK Equity Release Explained

Compare Equity Release Interest Rates & Deals in Dec 2021

Before you begin make sure you know the current equity release rates in 2021 in the UK.

Provider Product Name Type Interest Rate The interest rate is the cost of borrowing the principal. APR The APR includes not only the interest expense on the loan but also all fees and other costs involved in procuring the loan. Incentive
Aviva Aviva Aviva Lifestyle Flexible Option - Cashback £1000 Fixed 3.02% 3.10% Learn More
Canada Life Canada Life Canada Life Capital Select Lite Fixed 3.73% 3.87% Learn More
Legal & General Legal & General Legal & General Flexible Teal Fixed 3.28% 3.40% Learn More
Just Just Just Just For You Lifetime Mortgage Fixed 3.39% 3.40% Learn More
LV LV LV Drawdown+ Lite Fixed 3.03% 3.10% Learn More
More 2 Life More 2 Life More 2 Life Capital Choice Plus Fixed 3.29% 3.41% Learn More
One Family One Family One Family Voluntary Payment Lite Fixed Fixed 2.8% 3.00% Learn More
Pure Retirement Pure Retirement Pure Retirement Classic Lump Sum Supreme Plus Fixed 4.3% 4.43% Learn More
Scottish Widows Scottish Widows Scottish Widows Lifetime Mortgage LS1 Fixed 3.03% 3.10% Learn More
Aviva Aviva Aviva Lifestyle Flexible Option Fixed 2.82% 2.90% Learn More
Canada Life Canada Life Canada Life Capital Select Platinum Plus Fixed 6.02% 6.27% Learn More
Legal & General Legal & General Legal & General Flexible Pink Fixed 2.99% 3.10% Learn More
LV LV LV Lump Sum+ (Fee Free) Fixed 2.87% Learn More
More 2 Life More 2 Life More 2 Life Capital Choice Lite Fixed 3.18% 3.30% Learn More
One Family One Family One Family Voluntary Payment Lite Variable Variable 2.8% 3.00% Learn More
Pure Retirement Pure Retirement Pure Retirement Heritage Freedom 40 Fixed 3.94% 4.13% Learn More
Scottish Widows Scottish Widows Scottish Widows Lifetime Mortgage LS2 Fixed 3.09% 3.10% Learn More
Aviva Aviva Aviva Lifestyle Flexible Option - Cashback £500 Fixed 3% 3.10% Learn More
Canada Life Canada Life Canada Life Capital Select Super Lite Fixed 3.44% 3.57% Learn More
Legal & General Legal & General Legal & General Flexible Navy Fixed 3.7% 3.80% Learn More
LV LV LV Lump Sum+ Lite Fixed 3.03% 3.20% Learn More
More 2 Life More 2 Life More 2 Life Capital Choice Fixed 3.23% 3.35% Learn More
One Family One Family One Family Voluntary Payment Standard Fixed Fixed 4.79% 5.10% Learn More
Pure Retirement Pure Retirement Pure Retirement Classic Super Lite Fixed 2.76% 2.90% Learn More
Scottish Widows Scottish Widows Scottish Widows Lifetime Mortgage LS3 Fixed 3.16% 3.20% Learn More
Canada Life Canada Life Canada Life Over 55 Landlord Voluntary Select Fixed 5.82% 6.10% Learn More
Legal & General Legal & General Legal & General Flexible Indigo Fixed 3.97% 4.10% Learn More
LV LV LV Lump Sum+ 1% Cashback (Fee-Free) Fixed 3.15% 3.10% Learn More
More 2 Life More 2 Life More 2 Life Flexi Choice Lite Fixed 2.91% 3.08% Learn More
One Family One Family One Family Voluntary Payment Standard Variable Variable 3.2% 3.40% Learn More
Pure Retirement Pure Retirement Pure Retirement Classic Lump Sum Supreme Fixed 3.93% 4.05% Learn More
Scottish Widows Scottish Widows Scottish Widows Lifetime Mortgage LS4 Fixed 3.26% 3.30% Learn More
Canada Life Canada Life Canada Life Second Home Voluntary Select Fixed 5.82% 6.10% Learn More
Legal & General Legal & General Legal & General Flexible Blue Fixed 3.42% 3.60% Learn More
LV LV LV Lump Sum+ Lite 1% Cashback (Fee Free) Fixed 2.73% Learn More
More 2 Life More 2 Life More 2 Life Flexi Choice Premier Lump Sum Lite Fixed 2.92% 3.02% Learn More
Pure Retirement Pure Retirement Pure Retirement Classic Elite Super Lite Fixed 2.77% 2.83% Learn More
Scottish Widows Scottish Widows Scottish Widows Lifetime Mortgage LS5 Fixed 3.4% 3.50% Learn More
Canada Life Canada Life Canada Life Voluntary Select Gold Fixed 4.93% 5.16% Learn More
Legal & General Legal & General Legal & General Flexible Turquoise Fixed 3.2% 3.30% Learn More
More 2 Life More 2 Life More 2 Life Flexi Choice Premier Lump Sum Super Lite Fixed 2.77% 2.87% Learn More
Pure Retirement Pure Retirement Pure Retirement Heritage Freedom 40 Max Fixed 4.1% 4.30% Learn More
Scottish Widows Scottish Widows Scottish Widows Lifetime Mortgage LS6 Fixed 3.65% 3.70% Learn More
Legal & General Legal & General Legal & General Flexible Violet Fixed 4.59% 4.80% Learn More
More 2 Life More 2 Life More 2 Life Flexi Choice Super Lite Fixed 2.76% 2.92% Learn More
Pure Retirement Pure Retirement Pure Retirement Heritage Freedom 40 Max Plus Fixed 4.31% 4.51% Learn More
Legal & General Legal & General Legal & General Flexible Yellow Fixed 3.11% 3.20% Learn More
More 2 Life More 2 Life More 2 Life Prime Max Fixed 6.64% 6.92% Learn More
Pure Retirement Pure Retirement Pure Retirement Heritage Freedom 40 Midi Fixed 3.97% 4.16% Learn More
Legal & General Legal & General Legal & General Premier Flexible Black Fixed 2.97% 3.10% Learn More
Pure Retirement Pure Retirement Pure Retirement Heritage Freedom 40 Plus Fixed 3.99% 4.18% Learn More

Got Questions? Check These First

What Company Has the Best Equity Release Scheme?

How Can I Compare Equity Release Schemes?

Is Equity Release right for you?

Download our guide to make sense of equity release or try our simple equity release calculator and get an idea of how much money you could release.
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Editorial Note: This content has been independently collected by the SovereignBoss advisor team and is offered on a non-advised basis. Sovereignboss may earn a commission on sales made from partner links on this page, but that doesn’t affect our editors’ opinions or evaluations. Learn more about our editorial guidelines.

Contributors: Nicola Date, Katherine Read
Edited by Rachel Wait
Reviewed by Francis Hui

Have You Read Our Popular Equity Release Articles?
HOW MUCH EQUITY CAN YOU RELEASE?

Most people are using equity release as a means of retaining the use of their house while also obtaining a lump sum or a steady stream of income. Get matched with an expert and check your eligibility for equity release options.

Use our free equity release calculator & see how much you can release today.

How Much Can You Release?

Use the FREE Calculator Below 👇

 

Equity Release Calculator

Value of Your Home?

50000

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🔒 100% Secure & Fast. Takes Just 8 Seconds.

As Featured In
yahoofinance marketwatch
rachel w

Rachel Wait
Personal Finance Journalist

Rachel is an experienced finance journalist and editor with a particular interest in personal finance and consumer affairs. She has vast experience writing about money issues, property, insurance, and consumer affairs, and you’ll find her articles regularly featured in top media and newspaper publications.
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Written by
John Lawson
Founder SovereignBoss

John is passionate about education and has made it his life-long mission to assist UK citizens on their future financial options, with a specialist interest in equity release, and SovereignBoss is the natural extension of this passion.
francis

Reviewed by
Francis Hui
Senior Risk Manager

Having held various high-level roles across the industry, Francis is truly an expert in aiding UK citizens in their financial decisions and risk analysis. His unique insight and statistical knowledge make him the perfect person to help you take your financial future to the next level.
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Katherine Read
Consumer Affairs Writer

Since joining the editorial team at SovereignBoss, Katherine has become focused on bringing transparency to finances and opportunities for those approaching retirement age. She writes on the topics of equity release, home reversion, and mortgages.
nicola

Nicola Date
Writer & Journalist

Nicola is a financial writer for SovereignBoss and is passionate about the opportunities that equity release can open up for homeowners. Her extensive business experience and deep understanding of the industry means that she’s always up-to-date with the latest developments.

See How Much You Can Release 👇

Use the QUICK form below.

 

Equity Release Calculator

Value of Your Home?

50000

Drag me

🔒 100% Secure & Fast. Takes Just 8 Seconds.

As Featured In
yahoofinance marketwatch