Equity Release Interest Rates Infographic (Q2 2021)

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With all the lousy news popping up in 2021, we’ve got something great to share!

Despite a shaky economy due to COVID-19, equity release interest rates are at an all-time low.

View the most current rates here.

Now’s the best time to release the cash you have sitting in your estate, and live the retirement of your dreams.

You can achieve rates as low as 2.7%, and if your health is poor, make that an astonishing 2.3.

With an average annual property price increase of around 8%, you could get a lot of bang for your buck.

We’ve got all the details about what affects your rates, understanding fixed vs variable interest, and how things have shifted since the shockingly high rates of years gone by.

Become an expert and set yourself up for retirement success.

5 Important Aspects That Affect Interest Rates

  • Requested Loan-to-Value
  • Product Features
  • Your Age
  • Your Marital Status
  • Your Credit History

Best Equity Release Rates in 2021

  • Pure Retirement – 2.32%
  • Legal & General – 2.3%
  • More2Life – 2.9%
  • Aviva – 3.3%

Fixed vs Variable Interest Rates

It is wise to select a fixed rate plan as they are usually lower and offer complete certainty.


Lifetime mortgage interest rates are at an all-time low in 2021

How Interest Rates Have Changed Over Time

For the past few years, plans with higher interest rates have generally stayed comparable,

But plans with lower interest rates have had their rates drop significantly in 2021. Generally, rates have decreased overall.

There has been talk that 2021 is the best time to get an equity release. With rates so low right now, said rates might start to go up soon.

Looking for more information? We have more equity release infographics.

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