Equity Release Quotes in Dec 2021

How Much Money Can You Release in Dec 2021?

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Contributors: Nicola Date, Katherine Read. Edited by Rachel Wait & Reviewed by Francis Hui

Use Our Quick Equity Release Quote Comparison Tool to Compare the Entire Market for Dec 2021 in Under a Minute. Click Here to Get your Equity Release Quotes

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Get the best equity release deal to fast-track your dream retirement!

Don’t waste your time and money when you can use our system to learn:

  • How much you’ll pay for equity release.
  • The right providers to contact in Dec 2021.
  • The amount of equity tied into your home.

We’ve got whole-of-market advice, which means that you’re getting FREE advice about the entire regulated equity release market.

What are you waiting for? Try out our calculator now!

Why You SHOULD Get a FREE Quote to Release Equity

√ FREE equity release quote – Zero obligation attached.

√ Whole of market – We consider the entire regulated market.

Low interest rate – Rates from 3.3% and no repayment retired.

√ Access tax-fee cash – From 31% to 63% of the property value.

√ Retain 100% homeownership – with a lifetime mortgage.

  Penalty-free repayment – Pay up to 10% of your loan annually.

Equity Release Quotes

What's Equity Release & How Does It Work?

An equity release mortgage is a loan against your estate. It’s designed for older homeowners to unlock a lump sum, regular payments, or a combination of both. 

Equity release loans are intended to aid homeowners aged 55 or older with their retirement funds. In general, you can borrow between 20% to 50% of the value of your estate. 

The amount you borrow, plus the interest, is paid back from the sale of your home when the last homeowner passes away or moves into long-term care.

Learn More: Equity Release Mortgages

What Types of Equity Release Plans Are There?

There are 2 main types of equity release:

  • Lifetime Mortgage – You’ll unlock equity, while retaining 100% ownership of your estate.
  • Home Reversion Scheme – You’ll unlock cash in exchange for selling all or a percentage of your estate to the lender. 

Why Compare Equity Release Providers?

As the equity release industry continues to grow, more and more competitors are offering fantastic deals to stand out from the crowd.

Comparing equity release providers will help you find the best plan to suit your and your family’s needs.

Compare the best equity release deals here.

Who Releases Equity in Dec 2021?

Equity release is a fantastic way for UK homeowners, aged 55 or older, to use the cash tied into their estate to fund their retirement dreams. There’s no limit as to how you can use the money, with some of the most popular options including:

  • Gifting money for children or grandchildren
  • Dream home improvements
  • Topping up your pension income
  • Paying off your mortgage
  • Clearing credit card debts to save on pesky interest costs
  • Helping family purchase property
  • Inheritance Tax Mitigation

Discover: 12 most common uses for equity release

Got Questions? Check These First

How Much Money Do You Really Get From Equity Release?

What Will Impact the Amount of Equity I Can Release?

In Conclusion

Equity release has never been cheaper and easier, so don’t delay the inevitable. Get your free equity release quote today. You won’t be sorry.

Finally, are you wondering why equity release is such a reliable industry in Dec 2021? Learn all about the Equity Release Council and its incredible work to safeguard and regulate the industry. 

Editorial Note: This content has been independently collected by the SovereignBoss advisor team and is offered on a non-advised basis. Sovereignboss may earn a commission on sales made from partner links on this page, but that doesn’t affect our editors’ opinions or evaluations.

How Much Can You Release?

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  1. The Great Moderation, the Great Excess and the global housing crisis
    2015 European Journal of Housing Policy Volume: 15, Issue: 1, pp 43-60 DOI: 10.1080/14616718.2014.997431
    Manuel B. Aalbers
    Katholieke Universiteit Leuven 12345
  2. Reverse Mortgages and Linked Securities: The Complete Guide to Risk, Pricing, and Regulation
    2010
    Vishaal B. Bhuyan 12
  3. Exploring ‘Housing asset-based welfare’: Can the UK be held up as an example for Europe?
    2009 Housing Studies Volume: 24, Issue: 5, pp 669-692 DOI: 10.1080/02673030903083326
    Janneke Toussaint ,Marja Elsinga
    Delft University of Technology 12
  4. Making use of Home Equity: The Potential of Housing Wealth to Enhance Retirement Security
    2019 Social Science Research Network
    Robert Holzmann 1,2,Mercedes Ayuso 3,Jorge Miguel Bravo 4
    1 University of New South Wales ,2 University of Malaya ,3 University of Barcelona ,4 NOVA Information Management School (NOVA IMS) 123
  5. Housing as Income in Old Age
    2012 European Journal of Housing Policy Volume: 12, Issue: 1, pp 13-26 DOI: 10.1080/14616718.2012.651298
    John Doling 1,Marja Elsinga 2
    1 University of Birmingham ,2 Delft University of Technology 123
  6. Discounting the Discounted Projection Approach.
    2021 The North American Actuarial Journal pp 1-16 DOI: 10.1080/10920277.2021.1916537
    Dean Buckner 1,Kevin Dowd 2 12
  7. Housing Equity Withdrawal in Australia: Prevalence, Patterns and Motivations in Mid-to-late Life
    2015 Housing Studies Volume: 30, Issue: 7, pp 1158-1181 DOI: 10.1080/02673037.2015.1009875
    Rachel Ong 1,Gavin A. Wood 2,Siobhan Austen 1,Therese Jefferson 1,Marietta E.A. Haffner 3
    1 University of Western Australia ,2 RMIT University ,3 Delft University of Technology 12345
  8. Demographic Change and Retirement Planning: Comparing Households’ Views on the Role of Housing Equity in Germany and the UK
    2012 European Journal of Housing Policy Volume: 12, Issue: 1, pp 27-45 DOI: 10.1080/14616718.2012.651299
    Anwen Jones 1,Tim Geilenkeuser 2,Ilse Helbrecht 2,Deborah Quilgars 1
    1 University of York ,2 Humboldt University of Berlin 123
  9. Good Practice Principles in Modelling Defined Contribution Pension Plans
    2013 Social Science Research Network DOI: 10.2139/SSRN.3612970
    K. Dowd 1,D. Blake 2
    1 Durham University ,2 City University London 12
  10. Risk Analysis for Reverse Mortgages with Different Payout Designs
    2014 Asia-pacific Journal of Risk and Insurance Volume: 9, Issue: 1, pp 77-105 DOI: 10.1515/APJRI-2014-0012
    Daniel Cho ,Katja Hanewald ,Michael Sherris 123
Are You Considering Equity Release?

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HOW MUCH EQUITY CAN YOU RELEASE?

Most people are using equity release as a means of retaining the use of their house while also obtaining a lump sum or a steady stream of income. Get matched with an expert and check your eligibility for equity release options.

Use our free equity release calculator & see how much you can release today.

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How Much Can You Release?

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rachel w

Rachel Wait
Personal Finance Journalist

Rachel is an experienced finance journalist and editor with a particular interest in personal finance and consumer affairs. She has vast experience writing about money issues, property, insurance, and consumer affairs, and you’ll find her articles regularly featured in top media and newspaper publications.
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Written by
John Lawson
Founder SovereignBoss

John is passionate about education and has made it his life-long mission to assist UK citizens on their future financial options, with a specialist interest in equity release, and SovereignBoss is the natural extension of this passion.
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Reviewed by
Francis Hui
Senior Risk Manager

Having held various high-level roles across the industry, Francis is truly an expert in aiding UK citizens in their financial decisions and risk analysis. His unique insight and statistical knowledge make him the perfect person to help you take your financial future to the next level.
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Katherine Read
Consumer Affairs Writer

Since joining the editorial team at SovereignBoss, Katherine has become focused on bringing transparency to finances and opportunities for those approaching retirement age. She writes on the topics of equity release, home reversion, and mortgages.
nicola

Nicola Date
Writer & Journalist

Nicola is a financial writer for SovereignBoss and is passionate about the opportunities that equity release can open up for homeowners. Her extensive business experience and deep understanding of the industry means that she’s always up-to-date with the latest developments.

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Equity Release Calculator

Value of Your Home?

50000

Drag me

🔒 100% Secure & Fast. Takes Just 8 Seconds.

As Featured In
yahoofinance marketwatch