Liverpool Victoria (LV) Equity Release Review

Are You Looking for the Ultimate Guide on Liverpool Victoria (LV) Equity Release?
Contributors: Nicola Date, Katherine Read. Edited by Rachel Wait & Reviewed by Francis Hui
Are You Considering Liverpool Victoria (LV) Equity Release for Your Retirement? Find Out the Pros, Cons, Interest Rates & Schemes. We’ve Got the Full Scoop for Your Right Here.

Before You Start Reading…

How Much Can You Release? 👇


Equity Release Calculator

Value of Your Home?


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Is Liverpool Victoria equity release the best?

I think you’ll agree with me when I say:

It’s REALLY hard to choose the best equity release provider with all the choices available.

Or is it?

The companies we profile, are the best in the business to help you unlock the cash tied into your home.We’re here to help you:

  • Understand the services that Liverpool Victoria offers.
  • Determine if they might be able to assist you and your family on your equity release journey.

Let’s find out NOW!

As experts in the equity release field (we’ve reviewed more than 250 schemes!), we’ve combed the market, researched all equity release service providers and narrowed it down to who’s on top.

Is Liverpool Victoria the ideal equity release loan company to assist you and your family?


What’s Equity Release?

An equity release mortgage is, in a nutshell, a loan plus interest that is paid back to the lender when the homeowner passes away or goes into permanent care.

Who Are Liverpool Victoria?

With almost five million clients, Liverpool Victoria has been in business as LV= since May 2007.1  

It provides a number of insurance and retirement-related services. Its 5,700 workers also mean LV= is the UK’s biggest friendly society.

What About the Liverpool Victoria Equity Release Calculator?

Before you consider using the Liverpool Victoria calculator, please take note.

Our providers can almost always match & BEAT any existing equity release quote that you find through Liverpool Victoria.

So first use this calculator below & see how much you can release.

How Much Can You Release?

Use the Calculator Below 👇


Equity Release Calculator

Value of Your Home?


Drag me

🔒 100% Safe & Fast

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Why Consider Liverpool Victoria?

Liverpool Victoria (more commonly known as LV= is a leading insurance company in the UK that also offers later-life mortgage plans.

Their awards include:

  • Which? – 2021 Insurance Brand of the Year
  • Pennies from Heaven – 2021 Platinum Award

LV Reviews & Ratings

How Did We Review Liverpool Victoria?

We reviewed LV by gathering all the latest information available about it.

This information was then thoroughly researched, vetted and then added to this review for your ease of reference.

Our review of LV is independent, and we are not affiliated with it.

LV Complaints

If you’re unhappy with your experience and would like to make a complaint then the best way to do this is reach out directly on their website.

They care about their customers and will forward you to the relevant department.

The alternative is to use a review site such as Trustpilot or Feefo and leave a review, and they’ll quickly reach out to you to assist.

Pros & Cons


  • An excellent and informative website.
  • No requirements for monthly repayments.
  • Inheritance protection.
  • Retain 100% ownership of your home.


  • Interest can quickly compound.
  • High advice fee of 2.25% of the equity you release, at a minimum of £1,695.

Editor’s Rating: 4.66

Liverpool Victoria’s Equity Release Interest Rates & Schemes Compared

Liverpool Victoria Mortgage Lump-Sum+

The Liverpool Victoria Mortgage Lump-Sum+ has a maximum lending amount of up to £1.5million.

For joint mortgages, ERC-free repayment within 3 years of first death or move into long-term care.

Liverpool Victoria Flexible Lifetime Mortgage

The Liverpool Victoria Flexible Lifetime Mortgage, on the other hand, focuses on flexibility so you don’t need to make regular monthly payments.

Are you looking for a specific equity release scheme or company?

Have a look at all the top equity release providers available on the market, with our easy-to-use table or compare the equity release rates!

What Are Liverpool Victoria’s Fees?

Liverpool Victoria fees may include an application fee.

It may also offer you a free valuation; however, sometimes providers charge for this depending on your plan.

Learn More About Liverpool Victoria

Founded originally in 1843,  LV= is a major provider of equity release solutions.

Assisting customers in living out their dreams through lifetime mortgages.

The firm aims to assist advisers in helping their clients achieve their financial goals and retire with confidence.

LV=’s lifetime mortgages are tailored to the needs of the customer and provide a flexible approach to long-term financial planning.

In addition, LV= was the first lender to propose and provide set early repayment fees.

Their online portal gives you access 24 hours a day, 7 days a week.

FCA Details

FCA Address

County Gates



BH1 2NFB H 1 2 N F


Trading Names

  • Liverpool Victoria Financial Services Limited
  • Great Deal
  • LV=
  • LV
  • L.V.F.A.S.
  • F.A.S.
  • FAS
  • Financial Advice Services
  • Liverpool Victoria

FCA Permitted Services

  • Banking
  • Insurance
  • Pensions
  • Investments


  • Financial Conduct Authority (FAC) ¹
  • Financial Services Authority Now the Prudential Regulation Authority (PRA) ¹

Registration Numbers

  • FCA Ref Number: 110035
  • FCA Reg Number: 12383237

FCA & Companies House Link

Liverpool Victoria Contact Number

Got Questions

Is Liverpool Victoria a Member of the Equity Release Council?

What Are Liverpool Victoria's Interest Rates?

Who Owns Liverpool Victoria Equity?

Liverpool Victoria Jobs?

Where is Liverpool Victoria Located?

Does Liverpool Victoria Do Equity Release?

Is Liverpool Victoria Equity Release Safe?


So here’s the scoop – our intention is to help you by finding the best Liverpool Victoria equity release lifetime mortgage so that you can spend the money on something that you really want, rather than on a high tax bill.

Before You Go…

Use the FREE Calculator Below 👇


Equity Release Calculator

Value of Your Home?


Drag me

🔒 100% Safe & Fast

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Editorial Note: This content has been independently collected by the SovereignBoss team and is offered on a non-advised basis. SovereignBoss may earn a commission on sales made from partner links on this page, but that doesn’t affect our editors’ opinions or evaluations. Learn more about our editorial guidelines.