More 2 Life Equity Release Review

We Review More 2 Life Equity Release & Look at the Pros, Cons & Schemes They Offer
Contributors: Nicola Date, Katherine Read. Edited by Rachel Wait & Reviewed by Francis Hui
Are You Considering More 2 Life Equity Release? What Are the Pros, Cons & Costs? Read Our Reviews & Discover If More 2 Life Lifetime Mortgage Schemes Are for You.

Before You Start Reading…

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More 2 Life Equity Release

I think you’ll agree with me when I say:

It’s REALLY hard to choose the best equity release provider with all the choices available.

Or is it?

Is More 2 Life equity release the best?

The companies we profile, are the best in the business to help you unlock the cash tied into your home.We’re here to help you:

  • Understand the services that More 2 Life offers.
  • Determine if they might be able to assist you and your family on your equity release journey.

Let’s find out NOW!

As experts in the equity release field (we’ve reviewed more than 250 schemes!), we’ve combed the market, researched all equity release service providers and narrowed it down to who’s on top.

Is More 2 Life the ideal equity release loan company to assist you and your family?


What’s Equity Release?

An equity release mortgage is, in a nutshell, a loan plus interest that is paid back to the lender when the homeowner passes away or goes into permanent care.

Who Are More 2 Life?

More2Life is one of the UK’s leading lifetime mortgage lenders, and from its inception.

It has been exclusively focused on equity release,1  assisting advisers, and prioritising the interests of its clients.

What About the More 2 Life Equity Release Calculator?

Before you consider using the More 2 Life calculator, please take note.

Our providers can almost always match & BEAT any existing equity release quote that you find through More 2 Life.

So first use this calculator below & see how much you can release.

How Much Can You Release?

Use the Calculator Below 👇


Equity Release Calculator

Value of Your Home?


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Why Consider More 2 Life?

What’s unique about More2Life is that they solely focus on later-life lending, making them experts in the field.

The company has an online portal and fastpath as additional services for their clients.

More2Life Reviews & Ratings

More 2 Life’s Equity Release Scheme Reviews

More2Life has a massive scheme offering to suit all needs.

These include enhanced lifetime mortgages that are designed for older borrowers.

More 2 Life Complaints

If you’re dissatisfied with More2Life and want to make a complaint, the greatest place to do so is on their website.

They are concerned about their clients and will route you to the appropriate department if possible.

The alternative option, if you choose to use a review site like Trustpilot or Feefo, is to provide an assessment.

Pros & Cons


  • The company’s sole focus is equity release.
  • Free valuation.
  • No application fees.
  • Early repayment charge exemptions are available.
  • Fixed early repayment charges.
  • Enhanced lifetime mortgages.


  • Your interest can compound quickly if you don’t opt for a repayment plan.

Editor’s Rating: 4.94

More2Life Qualification Criteria

  • Minimum Amount of Equity Offered: £10,000
  • Maximum Amount of Equity Offered: £1.5 million
  • Minimum Age Limit: 55
  • Maximum Age Limit: 95
  • Property Minimum Value: £70,000
  • Location: Mainland England (including the Isle of Wight), Wales, and mainland Scotland
  • Tenure: Freehold in all regions, leasehold in England and Wales, and absolute ownership in Scotland.

More2Life Equity Release Schemes

More2Life Capital Choice Lifetime Mortgage

The More2Life Capital Choice Lifetime Mortgage comes with a free valuation and no application fees.

In addition, interest rates start at 3.23% and there are no early repayment charges for the first 3 years.

More 2 Life Capital Choice Plus Lifetime Mortgage

The More2Life Capital Choice Plus Lifetime Mortgage has fixed interest rates that start from 3.29%.

The plan includes cashback, a no application fee option, 10% pa voluntary repayments, and a guaranteed inheritance feature.

More2Life Prime Choice Plus 3% Cashback Lifetime Mortgage

The More2Life Prime Choice Plus 3% Cashback Lifetime Mortgage features higher interest rates, starting at 6.31, no completion fee, and a maximum LTV of 44.8%.

More2Life Tailored Enhanced Lifetime Mortgage

The More2Life Tailored Enhanced Lifetime Mortgage is designed for anyone with ill health or lifestyle concerns.

Upon application, you’ll need to fill out a lifestyle questionnaire. The plan also includes a guaranteed inheritance feature.

Check out the schemes list for further information on all available schemes.

More2Life’s Equity Release Interest Rates & Schemes Compared

Are you looking for a specific equity release scheme?

These are some of the schemes offered or covered by More 2 Life.

Not what you’re looking for?

Have a look at all the equity release schemes available on the market, with our easy-to-use table or compare the equity release rates!

Learn More About More 2 Life

Since it was established, More2Life has focused only on lending to people in their later years.

Now, More2Life assists over 1,000 people each month in safely releasing cash from their homes.

The company has created plans that reflect today’s consumers’ shifting retirement demands.

By providing advisers with the tools they need to succeed, such as its web portal, “fastpath”,

More2Life helps advisers spend less time on administration and more time ensuring their customers have the retirement they deserve.

More2Life provides you with personalised business development and telephone assistance from the minute you join.

It also provides access to online tools never seen before in the equity release market, resources, and CII recognised webinars that you can use anywhere, anytime – even while you’re on the road.

No other lender can match the variety of current plans, LTVs, features, bonuses, and low rates that More2Life can supply to customers.

FCA Details

FCA Address

  • Baines House
  • Midgery Court
  • Pittman Way
  • Fulwood
  • Preston
  • Lancashire
  • PR2 9ZHP R 2 9 Z H

Trading Names


  • more 2 life Ltd


  • Senior Home Loans Ltd

FCA Permitted Services

  • Mortgages & Home Finance


  • Financial Conduct Authority (FAC) ¹
  • Financial Services Authority Now the Prudential Regulation Authority (PRA) ¹

Registration Numbers

  • FCA Ref Number: 459669
  • FCA Reg Number: 5390268

FCA & Companies House Link

More 2 Life Contact Number

Got Questions

Is More 2 Life a Member of the Equity Release Council?

What Are More 2 Life's Interest Rates on Equity Release?

Who Owns More 2 Life?

Where is More 2 Life Located?

Does More 2 Life Do Equity Release?

Is More 2 Life Equity Release Safe?


So here’s the scoop – our intention is to help you by finding the best More 2 Life lifetime mortgage so that you can spend the money on something that you really want, rather than on a high tax bill.

Before You Go…

Use the FREE Calculator Below 👇


Equity Release Calculator

Value of Your Home?


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Editorial Note: This content has been independently collected by the SovereignBoss advisor team and is offered on a non-advised basis. Sovereignboss may earn a commission on sales made from partner links on this page, but that doesn’t affect our editors’ opinions or evaluations. Learn more about our editorial guidelines.

See How Much You Can Release 👇

Use the QUICK form below.


Equity Release Calculator

Value of Your Home?


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