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Use the FREE Voluntary Repayment Lifetime Mortgage Calculator

See how much cash you can get from your home.​

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John Lawson
John Lawson
Last Updated: 25 Sep 2020
(Rated from 432 reviews)

You want to leave some inheritance for your family. However, after taking the equity release1 scheme, you’re not sure how you’ll ensure they get some cash.

Well, lucky for you, the voluntary repayment lifetime mortgage can help you do this. The mortgage scheme is a relatively recent innovation in the equity release market, and it can offer you flexibility in how you manage your equity release scheme’s balance in the future. It’s because they enable you to repay up to 15% of your original balance every year – whenever you want to and have the finances available to do so.

If you can make some form of monthly, annual or ad hoc repayment2, then the effect on the ultimate amount that you’ll have to repay when your equity release plan ends will be significant.

So, how can you figure out the amount of cash you can save up with the voluntary repayment plan? Well, you can do so by using the voluntary repayment calculator and here’s a detailed guide on it.

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