Club Equity Release (Oct 2021)
Club Lifetime Mortgage Review
Are You Considering Club Equity Release? What are the Pros, Cons & Costs? Discover If Club Lifetime Mortgage Schemes are for You.
Before You Start Reading...
Let's See How Much You Can Release 👇
Club Equity Release Review
I think you’ll agree with me when I say:
It’s REALLY hard to choose the best equity release provider with all the choices available.
Or is it?
Is Club equity release the best?
As experts in the equity release field (we’ve reviewed over 250 schemes!), we’ve combed the market, researched all equity release service providers and narrowed it down to who’s on top.
What's Equity Release & How Does It Work?
We've summed up the most important information about the topic in this quick video.
An equity release mortgage is, in a nutshell, a loan plus interest that is paid back to the lender when the homeowner passes away or goes into permanent care. The homeowner’s family usually pays back the cash released, and the interest incurred, from the sale of the home in question.
Equity release is available for individuals or couples over 55, with the youngest homeowner’s age determining the amount of equity that can be released. It is important to note that some equity release schemes may require the homeowner to be 60 or older.
Learn More: What’s Equity Release & How Does It Work?
What About the Club Equity Release Calculator?
Before you consider using the Club equity release calculator, please take note.
Our providers can almost always match & BEAT any existing equity release quote that you find through Club. So first use this calculator below & see how much you can release.
How Much Can You Release?
Use the FREE Calculator 👇
It's VERY FAST, takes just 8 seconds
Why get a free quote?
About the providers we compare
Most popular reasons for releasing equity
Club's Equity Release & Lifetime Mortgage Schemes
Not what you're looking for?
Who Are Club?
The Equity Club S.r.l. is a private capital initiative organised as a Club Deal that allows its shareholders to participate directly in mid-cap firms while having more freedom than a standard PE fund in terms of investing philosophy, governance, and exit strategy.1
When you have an equity release plan with Club, you know you’ll get the best of the best! They have the most favourable product terms and commission structure. They provide a wide range of deals, particularly in the areas of retirement loans and associated later-life goods.
Without collecting any of your profit, the Club will give out more than £1.5 million in additional commission to its members each year. They are award-winning at assisting you and providing you with all of the information you want.
So, if you’re trying to decide which firm to go with, Club is the place to go. You will not be disappointed by their excellent service and product selection.
- Financial Conduct Authority
- Financial Services Authority
Got Questions About Club & Lifetime Mortgages? Check These First
Is Club A Member of the Equity Release Council?
Club is not a member of the Equity Release Council.
What Are Club's Interest Rates?
Club’s interest rates are usually very competitive at around 5% with some companies offering up to 10%. Some companies even offer lifetime mortgages so the money you release can be used on your death.
Who Owns Club Life?
Club Life is just like any other life insurance company, an independent entity that takes on the risk. However, Club Life is owned by over 150 of the UK’s biggest building societies and banks so when you choose a Club product you are not only getting great customer service but also peace of mind that your money will be safe.
Where is Club Life Located?
Club Life is located in Kirkcaldy, Scotland. This may seem far away but the process of applying for a cash plan is made easy with online application and being able to use video conferencing if you would rather discuss your options with an advisor over the phone or by Skype.
PS – If you’re anything like us, you skipped to the end anyway.
So here’s the scoop – our intention is to help you by finding the best lifetime mortgage so that you can spend the money on something that you really want to, rather than on a high tax bill.
Most send us a personal thank you because we do such an incredible job.
Editorial Note: This content has been independently collected by the SovereignBoss advisor team and is offered on a non-advised basis. Sovereignboss may earn a commission on sales made from partner links on this page, but that doesn’t affect our editors’ opinions or evaluations. Learn more about our editorial guidelines.
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Most people are using equity release as a means of retaining the use of their house while also obtaining a lump sum or a steady stream of income. Get matched with an expert and check your eligibility for equity release options.
Use our free equity release calculator & see how much you can release today.