Age Partnership Equity Release (Jan 2022)

Age Partnership Lifetime Mortgage Review

Contributors: Nicola Date, Katherine Read. Edited by Rachel Wait & Reviewed by Francis Hui

Are You Considering Age? What are the Pros, Cons & Costs? Discover If Age Partnership Lifetime Mortgage Schemes are for You.

Before You Start Reading...

Let's See How Much You Can Release 👇

 

Equity Release Calculator

Value of Your Home?

50000

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Age Partnership Review

I think you’ll agree with me when I say:

It’s REALLY hard to choose the best equity release provider with all the choices available.

Or is it?

Is Age Partnership the best for equity release mortgages?

The companies we profile, are the best in the business to help you unlock the cash tied into your home.

We’re here to help you:
Let’s find out NOW!

As experts in the equity release field (we’ve reviewed more than 250 schemes!), we’ve combed the market, researched all equity release service providers and narrowed it down to who’s on top.

Is Age Partnership the ideal equity release loan company to assist you and your family?

What’s Equity Release?

An equity release mortgage (See What’s Equity Release?) is, in a nutshell, a loan plus interest that is paid back to the lender when the homeowner passes away or goes into permanent care.  We’ve summed up the most important information about the topic in this quick video.

Who Are Age Partnership?

They’re a British company that specialises in over-50s retirement finance products. The company’s registered headquarters are in Leeds’ Thorpe Park. The company is regulated by the Financial Conduct Authority1, and is a member of the Equity Release Council2, the industry body for the equity release sector.

What About the Age Partnership Equity Release Calculator?

Before you consider using the Age Partnership calculator, please take note.

Our providers can almost always match & BEAT any existing equity release quote that you find through Age Partnership. So first use this calculator below & see how much you can release.

How Much Can You Release?

Use the FREE Calculator 👇

 

Equity Release Calculator

Value of Your Home?

50000

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🔒 100% Secure & Fast. Takes Just 8 Seconds.

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It's VERY FAST and, takes just 8 seconds

Why Consider Age Partnership?

Use Age Partnership to unlock tax-free cash to fund your retirement.

Established in 2004, Age Partnership is based in Leeds, West Yorkshire, and offers award-winning services.

Awards include:

    • Mortgage Strategy Awards 2018 best broker for equity release winner
    • Equity Release Awards 2017 best financial adviser
    • Personal Finance 2017/18 best equity release advisor winner
    • Investor in Customers Gold 2017 award
    • What Mortgage Awards 2017 best equity release advisor highly commended
    • What Mortgage Awards 2017 best equity release advisor customer service highly commended

Reviews & Ratings

View the ratings of Age on the below sites to see what others have said about Age.

Complaints

If you’re unhappy with Age and would like to make a complaint then the best way to do this is reach out directly on their website. They care about their customers and will forward you to the relevant department. The alternative is to use a review site such as Trustpilot or Feefo and leave a review of Age and they’ll quickly reach out to you to assist.

Age Partnership Pros & Cons

Age Partnership Pros

  • Award-winning Equity Release Service
  • Compares the whole of the UK equity release market.
  • You’ll pay nothing for the financial advice offered, unless you proceed to take out the recommended product.
  • You may be eligible for bonuses including a free property valuation or cashback.

Age Partnership Cons

  • Your advice fee will total £1,695 or 2.25% of the amount released (whichever is more).
Editor’s Rating: 4.69

Age Partnership’s Qualification Criteria

  • Minimum Amount of Equity Offered: £10,000
  • Maximum Amount of Equity Offered: Up to 55% of the property value
  • Minimum Age Limit: 55 years
  • Maximum Age Limit: Not specified
  • Property Minimum Value: £70,000
  • Property Types: Houses that are detached, semi‑detached, or terraced, bungalows and flats
Age

Age Partnership's Equity Release Plans & Lifetime Mortgage Schemes

Age Partnership offers drawdown and lump sum equity release plans.

They include:

  • Fixed early repayment charges
  • No completion fee
  • Cashback options

Age Partnership Gold

A great option to consider is Age Partnership Gold Lump Sum with interest rates from 3.43% and free application and valuation.

Age Partnership Lite

If you need a cash injection, review the Age Partnership Lite Lump Sum plan. Interest rates are from 2.98% and there’s a maximum LTV of 35%

Age Partnership Platinum

Check out the Age Partnership Platinum Drawdown with fixed interest rates from 4.67% and a free valuation.

Age Partnership Superlite

If you are looking for a drawdown plan, the Age Partnership Superlite Drawdown comes with interest rates from as low as 2.74%, a free valuation, no completion fees, and a maximum of 32% LTV.

All Age Partnership equity release plans come with a cash back option.

Age Partnership Scheme Features

  • Free valuation
  • No completion fees
  • Fixed early repayment charges
Are you looking for a specific equity release scheme? These are some of the schemes offered or covered by Age Partnership.
Product Name Type Interest Rate The interest rate is the cost of borrowing the principal. APR The APR includes not only the interest expense on the loan but also all fees and other costs involved in procuring the loan.
Age Partnership Gold Cashback Fixed 3.72% 3.78%
Age Partnership Gold Drawdown Fixed 3.42% 3.47%
Age Partnership Gold Lump Sum Fixed 3.42% 3.47%
Age Partnership Gold Plus Cashback Fixed 4.39% 4.48%
Age Partnership Gold Plus Drawdown Fixed 4.09% 4.17%
Age Partnership Gold Plus Lump Sum Fixed 4.09% 4.17%
Age Partnership Lite Cashback Fixed 3.28% 3.33%
Age Partnership Lite Drawdown Fixed 2.98% 3.02%
Age Partnership Lite Lump Sum Fixed 2.98% 3.02%
Age Partnership Platinum Cashback Fixed 4.97% 5.08%
Age Partnership Platinum Drawdown Fixed 4.67% 4.77%
Age Partnership Platinum Lump Sum Fixed 4.67% 4.77%
Age Partnership Platinum Plus Fixed 5.64% 5.79%
Age Partnership Platinum Plus (3% Cashback) Fixed 5.94% 6.1%
Age Partnership Platinum Plus (Flexible) Fixed 5.64% 5.79%
Age Partnership Superlite Cashback Fixed 3.04% 3.08%
Age Partnership Superlite Drawdown Fixed 2.74% 2.77%
Age Partnership Superlite Lump Sum Fixed 2.74% 2.77%
Product Name Type Interest Rate The interest rate is the cost of borrowing the principal. APR The APR includes not only the interest expense on the loan but also all fees and other costs involved in procuring the loan.

Not what you're looking for?

Have a look at all the equity release schemes available on the market, with our easy-to-use table or compare the equity release rates!

Age Partnership offers:

  • Equity release
  • Pension income
  • Long-term power of attorney (LPAs)
  • Wills
  • Mortgages

Every service it offers is aimed at assisting present and soon-to-be retirees in making the most of their finances by allowing them to enjoy their money and the equity they’ve built up in their home.

FCA Address

2200 Century Way
Thorpe Park
Leeds
LS15 8ZBL S 1 5 8 Z B
UNITED KINGDOM

Trading Names

  • Age Partnership Limited

FCA Permitted Services

  • Insurance
  • Mortgages and Home Finance
  • Consumer Credit

Regulators

  • Financial Conduct Authority
  • Financial Services Authority

Registration Numbers

  • FCA Ref Number: 425432
  • FCA Reg Number: 5265969
FCA Link: FCA Link

Age Partnership Info

Got Questions About Age Partnership & Lifetime Mortgages?

Is Age Partnership A Member of the Equity Release Council?

What Are Age Partnership's Interest Rates?

Who Owns Age Partnership ?

Where is Age Partnership Located?

Conclusion

So here’s the scoop – our intention is to help you by finding the best Age Partnership lifetime mortgage so that you can spend the money on something that you really want, rather than on a high tax bill.

Before You Go...

Let's See How Much You Can Release 👇

 

Equity Release Calculator

Value of Your Home?

50000

Drag me

🔒 100% Secure & Fast. Takes Just 8 Seconds.

As Featured In
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Editorial Note: This content has been independently collected by the SovereignBoss advisor team and is offered on a non-advised basis. Sovereignboss may earn a commission on sales made from partner links on this page, but that doesn’t affect our editors’ opinions or evaluations. Learn more about our editorial guidelines.

rachel w

Rachel Wait
Personal Finance Journalist

Rachel is an experienced finance journalist and editor with a particular interest in personal finance and consumer affairs. She has vast experience writing about money issues, property, insurance, and consumer affairs, and you’ll find her articles regularly featured in top media and newspaper publications.
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Written by
John Lawson
Founder SovereignBoss

John is passionate about education and has made it his life-long mission to assist UK citizens on their future financial options, with a specialist interest in equity release, and SovereignBoss is the natural extension of this passion.
francis

Reviewed by
Francis Hui
Senior Risk Manager

Having held various high-level roles across the industry, Francis is truly an expert in aiding UK citizens in their financial decisions and risk analysis. His unique insight and statistical knowledge make him the perfect person to help you take your financial future to the next level.
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Katherine Read
Consumer Affairs Writer

Since joining the editorial team at SovereignBoss, Katherine has become focused on bringing transparency to finances and opportunities for those approaching retirement age. She writes on the topics of equity release, home reversion, and mortgages.
nicola

Nicola Date
Writer & Journalist

Nicola is a financial writer for SovereignBoss and is passionate about the opportunities that equity release can open up for homeowners. Her extensive business experience and deep understanding of the industry means that she’s always up-to-date with the latest developments.

See How Much You Can Release 👇

Use the QUICK form below.

 

Equity Release Calculator

Value of Your Home?

50000

Drag me

🔒 100% Secure & Fast. Takes Just 8 Seconds.

As Featured In
yahoofinance marketwatch