Liverpool Victoria Equity Release (Oct 2021)
Liverpool Victoria Lifetime Mortgage Review
Are You Considering Liverpool Victoria Equity Release? What are the Pros, Cons & Costs? Discover If Liverpool Victoria Lifetime Mortgage Schemes are for You.
Before You Start Reading...
Let's See How Much You Can Release 👇
Liverpool Victoria Equity Release Review
I think you’ll agree with me when I say:
It’s REALLY hard to choose the best equity release provider with all the choices available.
Or is it?
Is Liverpool Victoria equity release the best?
- Understand the services that Liverpool Victoria offers.
- Determine if Liverpool Victoria might be able to assist you and your family on your equity release journey.
- Learn how to get in touch with the Liverpool Victoria team.
As experts in the equity release field (we’ve reviewed over 250 schemes!), we’ve combed the market, researched all equity release service providers and narrowed it down to who’s on top.
What's Equity Release & How Does It Work?
We've summed up the most important information about the topic in this quick video.
An equity release mortgage is, in a nutshell, a loan plus interest that is paid back to the lender when the homeowner passes away or goes into permanent care. The homeowner’s family usually pays back the cash released, and the interest incurred, from the sale of the home in question.
Equity release is available for individuals or couples over 55, with the youngest homeowner’s age determining the amount of equity that can be released. It is important to note that some equity release schemes may require the homeowner to be 60 or older.
Learn More: What’s Equity Release & How Does It Work?
What About the Liverpool Victoria Equity Release Calculator?
Before you consider using the Liverpool Victoria equity release calculator, please take note.
Our providers can almost always match & BEAT any existing equity release quote that you find through Liverpool Victoria. So first use this calculator below & see how much you can release.
How Much Can You Release?
Use the FREE Calculator 👇
It's VERY FAST, takes just 8 seconds
Now, compare and save: Search over 200 equity release council approved plans and find the best deal for the amount of money that you need.
Why get a free quote?
Multiple quotes
Get quotes from our providers & choose the best one
Speak to an expert
We’ll get an expert to contact you to answer any questions
About the providers we compare
Helped more than 1 million people with equity release.
Organised over 1 in 3 plans approved by the Equity Release Council1.
Most popular reasons for releasing equity
- Add to your retirement income.
- Pay off your credit debts or loans.
- Gifting money to family. (E.g. helping children pay a deposit on their first house)
- Paying off an existing debt.
- Going on that dream holiday.
- Replacing your car with the one you've always wanted.
- Making home & garden improvements.
Learn More: 12 MOST COMMON Uses of Home Equity Release
Liverpool Victoria's Equity Release & Lifetime Mortgage Schemes
Liverpool Victoria believes that a client’s home is likely their biggest asset. They pull all stops to help unlock the equity tied up in their home – so they can achieve their objectives in later life.
The company offers 2 lifetime mortgage plans, and subject to its terms and conditions, both options allow you to remain in your residence until you (and your partner if you take a joint lifetime mortgage scheme) pass on or move into permanent care.
They include:
- Liverpool Victoria Mortgage Lump-Sum+
- Liverpool Victoria Flexible Lifetime Mortgage
The Liverpool Victoria Mortgage Lump-Sum+ has a maximum lending amount of up to £1.5million. For joint mortgages, ERC-free repayment within 3 years of first death or move into long-term care.
The Liverpool Victoria Flexible Lifetime Mortgage, on the other hand, focuses on flexibility so you don’t need to make regular monthly payments.
Not what you're looking for?
Who Are Liverpool Victoria?
With almost five million clients, Liverpool Victoria has been business as LV= since May 2007.1 It provides a number of insurance and retirement-related services. With 5,700 workers, LV= is also the UK’s biggest friendly society.
Since 2002, LV= has been a major provider of Equity Release solutions, assisting customers in living out their dreams through lifetime mortgages.
They prefer to think outside the box, so they can assist you in assisting your customers in achieving their financial goals and retiring with confidence. Their lifetime mortgages are tailored to the needs of the customer and provide a flexible approach to long-term financial planning. In addition, LV= was the first lender to propose and provide set early repayment fees.
LV=’s new online interface is tailored to assist advisers to establish and manage more Equity Release business with LV=. The new smarter portal is tailored to your company’s needs, giving you access 24 hours a day, seven days a week and the flexibility to help your clients when they need it most.
Because they’re a member of the Council, they may provide further protection for their long-term mortgages. When you collaborate with LV=, you get personalised service from a reputable company. Your customers will also be able to take use of a variety of added-value offerings.
FCA Address
County Gates
–
Bournemouth
Dorset
BH1 2NFB H 1 2 N F
UNITED KINGDOM
Trading Names
- Liverpool Victoria Financial Services Limited
- Great Deal
- LV=
- LV
- L.V.F.A.S.
- LVFAS
- F.A.S.
- FAS
- Financial Advice Services
- Liverpool Victoria
FCA Permitted Services
- Banking
- Insurance
- Pensions
- Investments
Regulators
- Financial Conduct Authority
- Financial Services Authority
Registration Numbers
- FCA Ref Number: 110035
- FCA Reg Number: 12383237
Liverpool Victoria Info
- Address: County Gates, Branksome, Poole, Bournemouth BH1 2NF
- Phone: 1202292333
- Email: membership@LV.com
Got Questions About Liverpool Victoria & Lifetime Mortgages? Check These First
Is Liverpool Victoria A Member of the Equity Release Council?
What Are Liverpool Victoria's Interest Rates?
Who Owns Liverpool Victoria Equity?
Where is Liverpool Victoria Located?
Conclusion
PS – If you’re anything like us, you skipped to the end anyway.
So here’s the scoop – our intention is to help you by finding the best lifetime mortgage so that you can spend the money on something that you really want to, rather than on a high tax bill.
Most send us a personal thank you because we do such an incredible job.
Contributors: Nicola Date, Katherine Read
Reviewed by Francis Hui
Editorial Note: This content has been independently collected by the SovereignBoss advisor team and is offered on a non-advised basis. Sovereignboss may earn a commission on sales made from partner links on this page, but that doesn’t affect our editors’ opinions or evaluations. Learn more about our editorial guidelines.
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Most people are using equity release as a means of retaining the use of their house while also obtaining a lump sum or a steady stream of income. Get matched with an expert and check your eligibility for equity release options.
Use our free equity release calculator & see how much you can release today.
