With an equity release you can choose how much extra income you want to raise for your retirement by unlocking money from your property. With an equity release plan you can access the value of your home tax-free without having to sell, giving you money to spend on whatever you want.
There is no interest on the money. You are able to live rent-free in your own home, enjoying the security of a lifetime tenancy arrangement.
A drawdown lifetime mortgage allows you to take an initial lump sum followed by a cash reserve facility for extra funds when you need them.
This option helps you to limit the effect of compound interest and, as such, reduces the ‘roll-up’ and final amount that needs to be repaid.
A reverse mortgage allows homeowners to borrow from their home’s equity without the need to make monthly mortgage payments. Funds can be taken as a lumpsum or as monthly payments.
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Equity Release
UK Pension Transfer
Equity Release
For homeowners over the age of 55 who want access to the money tied up in their property. With an equity release plan you can access the value of your home tax-free without having to sell.
Home Reversion
Sell part, or all of your property in exchange for a cash lump sum and/or regular income. There is no interest with a home reversion plan and you are able to live rent-free in your own home.
Lifetime Mortgage
A lifetime mortgage plan is the most popular equity release scheme and works by allowing homeowners over 55 years of age to acquire the value or ‘equity,’ tied up in their estate as a cash disbursement.
Reverse Mortgage
This is a reverse mortgage loan secured over your home. It allows you to access the value of your property. Funds can be taken as a lump sum or as monthly payments.
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