John Lawson
John Lawson
Last updated 21 May 2020
(Rated from 17424 reviews)

Equity Release Calculator

Use the UK's Best Equity Release Calculator & Save

We can almost always beat any existing equity release quote. Try us now.

I think you’ll agree with me when I say:

It’s REALLY hard to choose the best equity release plan with all the choices available.

Or is it?

Use our equity release calculator and find the best deal.

Use Our FREE Equity Release Calculator Below 👇


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equity release calculator

Did you know that every 12 minutes a homeowner over 55 in the UK unlocks £91,667 tax-free cash?

Most Popular Reasons for Releasing Cash

  • Add to your retirement income or improve your health.
  • Pay off your credit debts or loans interest.
  • Gifting an amount of money to family.
  • Paying off an existing mortgage interest cost.
  • Going on that dream holiday or travel.
  • Replacing your car with the one you've always wanted and travel to your favorite place.
  • Making home & garden improvements.

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Our Most Commonly Asked Questions

Equity could be a great way to find you live your later life to the full.

By borrowing a tax-free lump sum you could be able to fund important improvements to your home, help younger family members get on the property ladder, or simply maintain your individual lifestyle with health in retirement and travel.

How much amount you can borrow is based on a number of conditions, including your age, the type of property you own, and its value.

Read More in this Guide: What Is Equity Release?

You are free to use the amount of money on almost anything you want. There are many reasons for releasing cash from your home with protection and here in this guide are just a few options of them.

Common Uses:

  • To supplement your pension income to cover living expenses
  • To settle a repayment mortgage or clear the loan statement on an interest-only mortgage
  • To find your individual standard of living
  • To see your family enjoy their inheritance while you are still here
  • Top up your income in retirement
  • To take that holiday of a lifetime and travel
  • To help your children onto the property ladder
  • To pay off other outstanding debt and lower your monthly outgoings.

It’s an ideal option for anyone looking to enhance their living standards with protection after retirement, and here are in this guide are some of the ins and outs options.

1. It Offers You Financial Freedom

By taking out a scheme, you can choose to spend your money as you want. Whether you need to upgrade that kitchen, make home changes like adding new double glazing, loft & cavity wall insulation, a world tour travel, or to help your kids with the paid of their first home, it’s all up to you.

2. It Does Not Require You to Downsize

You don’t get to experience the hassle, inconvenience, and expense of moving out of your treasured family home. It provides you the financial freedom you need but also the freedom of choice.

3. It Provides the ‘No Negative Guarantee’

No negative guarantee means that it protects you from having the debt due from being driven up by house price changes. Therefore, this guarantees that your beneficiaries cannot ever incur any long debt over & above the market cost once the mortgage holders die or move into long-term care.

As per the Equity Release Council standards.

Calculate How Much Equity You Can Release

Retirement Advantage
One Family
Liverpool Victoria
Legal & General
Just Retirement

What Customers Say


Equity Release CALCULATOR

PS – If you’re anything like us, you just skipped to the end anyway.

So here’s the scoop – we are offering to get you the best quote for releasing cash from the best equity release companies.

Our intention is to help you by finding the best equity release provider, approved by the Equity Release Council, so that you can spend the money on something that you really want to, rather than on a high tax bill.
⚠️(Spoiler**) Most customers send us a personal thank you because we do such an incredible job – you’ve been warned. ⚠️

John Lawson

John advises business, individuals, and organisations on pension planning. As you’ve probably realised by now, we’re invested in helping persons like yourself understand a little bit more about how equity release options work. is a website connecting persons with providers/services authorised and regulated by the Financial Conduct Authority (FCA). SovereignBoss Limited is a registered trading name of It does not provide quotes or sell products/services directly to consumers and is not a licensed agent or broker. For more information read our legal privacy policy & terms and conditions of service. Freephone

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