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Key Equity Release Review
I think you’ll agree with me when I say:
It’s REALLY hard to choose the best equity release provider with all the choices available.
Or is it?
Is Key equity release the best?
As experts in the equity release field (we’ve reviewed over 250 schemes!), we’ve combed the market, researched all equity release service providers and narrowed it down to who’s on top.
What's Equity Release & How Does It Work?
We've summed up the most important information about the topic in this quick video.
An equity release mortgage is, in a nutshell, a loan plus interest that is paid back to the lender when the homeowner passes away or goes into permanent care. The homeowner’s family usually pays back the cash released, and the interest incurred, from the sale of the home in question.
Equity release is available for individuals or couples over 55, with the youngest homeowner’s age determining the amount of equity that can be released. It is important to note that some equity release schemes may require the homeowner to be 60 or older.
Learn More: What’s Equity Release & How Does It Work?
What About the Key Equity Release Calculator?
Before you consider using the Key equity release calculator, please take note.
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About the providers we compare
Most popular reasons for releasing equity
Key's Equity Release & Lifetime Mortgage Schemes
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Who Are Key?
Key Equity Release, formerly known as Home Income Gold, was started in 1998 and specialised in home income schemes. That was until 2001, when they began focusing only on equity release advices.1
Key believes that your retirement should be tailored to your specific needs. They recognise that what is best for you in retirement may not be the best for others.
That’s why they spend time getting to know you and your requirements. Their services help you take control of your finances – and your life – by releasing equity and preparing key legal papers such as your Will.
They provide experienced counsel to the over 55s that you can rely on. Key has also assisted over one million individuals in determining if equity release is good for them, and they are unstoppable in their pursuit of meeting consumers’ evolving retirement demands.
Key is an expert in a variety of retirement products. These are some of them:
- Equity release
- Lasting Powers of Attorney (LPAs)
- Estate planning
- Retirement tips
4 Midgery Court
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- Mortgage Advice Bureau Later Life
- MAB Later Life
- MAB LL
- Key Partnerships
- The Equity Release Experts
- Key Equity Release
- Key Retirement
- Key Retirement Solutions Annuity Service
- Key Retirement Solutions Limited
FCA Permitted Services
- Consumer Credit
- Mortgage & Home Finance
- Financial Conduct Authority
- Financial Services Authority
- FCA Ref Number: 224987
- FCA Reg Number: 2457440
Got Questions About Key & Lifetime Mortgages? Check These First
Is Key A Member of the Equity Release Council?
Key are members of the Equity Release Council.
What Are Key's Interest Rates?
The company offers rates of interest in the range of 3.5%-6%, depending on the length of term you choose for your policy.
Who Owns Key Equity?
Key Equity is owned by Key Retirement Limited, who are regulated and authorised by the Financial Conduct Authority.
Where is Key Located?
Key Retirement Limited is a limited company based in Leeds, Yorkshire.
PS – If you’re anything like us, you skipped to the end anyway.
So here’s the scoop – our intention is to help you by finding the best lifetime mortgage so that you can spend the money on something that you really want to, rather than on a high tax bill.
⚠️(Spoiler**) Most send us a personal thank you because we do such an incredible job – you’ve been warned. ⚠️
Editorial Note: This content has been independently collected by the SovereignBoss advisor team and is offered on a non-advised basis. Sovereignboss may earn a commission on sales made from partner links on this page, but that doesn’t affect our editors’ opinions or evaluations.
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Most people are using equity release as a means of retaining the use of their house while also obtaining a lump sum or a steady stream of income. Get matched with an expert and check your eligibility for equity release options.
Use our free equity release calculator & see how much you can release today.