Bath Building Society Equity Release
Bath Building Society Lifetime Mortgage Review
Are You Considering Bath Building Society Equity Release? What are the Pros, Cons & Costs? Discover If Bath Building Society Lifetime Mortgage Plans are for You.
Before You Start Reading...
Let's See How Much You Can Release 👇
Bath Building Society Equity Release Review
I think you’ll agree with me when I say:
It’s REALLY hard to choose the best equity release provider with all the choices available.
Or is it?
Is Bath Building Society equity release the best?
As experts in the equity release field (we’ve reviewed over 250 schemes!), we’ve combed the market, researched all equity release service providers and narrowed it down to who’s on top.
What Is Equity Release?
We've summed up the most important information about the topic in this quick video.
An equity release mortgage is, in a nutshell, a loan plus interest that is paid back to the lender when the homeowner passes away or goes into permanent care. The homeowner’s family usually pays back the cash released, and the interest incurred, from the sale of the home in question.
Learn More: What’s Equity Release?
How Does Equity Release Work
Equity release is available for individuals or couples over 55, with the youngest homeowner’s age determining the amount of equity that can be released. It is important to note that some equity release schemes may require the homeowner to be 60 or older.
What About the Bath Building Society Equity Release Calculator?
Before you consider using the Bath Building Society equity release calculator, please take note.
Our providers can almost always match & BEAT any existing equity release quote that you find through Bath Building Society. So first use this calculator below & see how much you can release.
How Much Can You Release?
Use the FREE Calculator 👇
It's VERY FAST, takes just 8 seconds
Why get a free quote?
About the providers we compare
Most popular reasons for releasing equity
Bath Building Society's Equity Release & Lifetime Mortgage Schemes
Not what you're looking for?
Who Are Bath Building Society?
Bath Building Society is a trading name of the Bath Investment & Building Society, which is a building society, with headquarters in Bath, England.
Set up in 1904 as a friendly society, the society now focuses on savings and mortgages. The mortgage business specialises in offering niche residential mortgage products to meet the individual demands of customers. Popular products include rent-a-room and buy for university mortgages as well as products targeted at first-time buyers and retired customers.
It is a member of the Building Societies Association.
Since 1904, Bath Building Society has been assisting its members in saving, so they may rest assured that their money is safe with them. Originally a Friendly Society that used its members’ money to buy a rental property, it changed its name to a Building Society in the 1950s and began lending money to those who wanted to buy their own homes.
As one of the UK’s smallest Societies, they’re committed to providing a personal service to their members. They don’t have automated contact centres, so when you phone us, you’ll get directly through to the team and have direct access to the decision-makers. And because we’re a small Society, we have a lot more flexibility in terms of meeting the needs of individual clients.
They offer two branches in central Bath and Oldfield Park, as well as six regional agencies and a customer care staff, making it very convenient to do business with them in person, over the phone, via live chat, or by email.
15 Queen Square
BA1 2HNB A 1 2 H N
- Bath Investment & Building Society
FCA Permitted Services
- Mortgages & Home Finance
- Other Services
- Financial Conduct Authority
- Financial Services Authority
- FCA Ref Number: 206026
- FCA Reg Number: 0000030B
Bath Building Society Info
Got Questions About Bath Building Society & Lifetime Mortgages? Check These First
Is Bath Building Society A Member of the Equity Release Council?
No, Bath Building Society is not a member of the Equity Release Council. However, they do offer some equity release products and options for those looking to access their property wealth via an alternative route to downsizing or selling up.
What Are Bath Building Society's Interest Rates?
Bath Building Society offers a couple of different rates depending on the situation:
- If you’re over 60 years old and need to access cash for medical or moving expenses then Bath BS charge 4.45% APR;
- If you’re over 55 and want to release some money, but don’t need it straight away (for moving expenses or medical issues) then they charge 4.95% APR;
- If you’re over 50 and want to release equity from your property – eg. for renovations, paying back debts, etc. – then Bath BS charge a 5% APR.
Who Owns Bath Building Society?
Bath Building Society is a subsidiary of West Brom Bank Limited.
Where is Bath Building Society Located?
Bath BS is located in Bath and operates under the West Brom Bank Limited, which is a subsidiary of Tesco Personal Finance plc.
PS – If you’re anything like us, you skipped to the end anyway.
So here’s the scoop – our intention is to help you by finding the best lifetime mortgage so that you can spend the money on something that you really want to, rather than on a high tax bill.
Most send us a personal thank you because we do such an incredible job.
Editorial Note: This content has been independently collected by the SovereignBoss advisor team and is offered on a non-advised basis. Sovereignboss may earn a commission on sales made from partner links on this page, but that doesn’t affect our editors’ opinions or evaluations. Learn more about our editorial guidelines.
You may also like
Most people are using equity release as a means of retaining the use of their house while also obtaining a lump sum or a steady stream of income. Get matched with an expert and check your eligibility for equity release options.
See how much you can release today!