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HSBC Equity Release Review
I think you’ll agree with me when I say:
It’s REALLY hard to choose the best equity release provider with all the choices available.
Or is it?
Is HSBC equity release the best?
As experts in the equity release field (we’ve reviewed over 250 schemes!), we’ve combed the market, researched all equity release service providers and narrowed it down to who’s on top.
What's Equity Release & How Does It Work?
We've summed up the most important information about the topic in this quick video.
An equity release mortgage is, in a nutshell, a loan plus interest that is paid back to the lender when the homeowner passes away or goes into permanent care. The homeowner’s family usually pays back the cash released, and the interest incurred, from the sale of the home in question.
Equity release is available for individuals or couples over 55, with the youngest homeowner’s age determining the amount of equity that can be released. It is important to note that some equity release schemes may require the homeowner to be 60 or older.
Learn More: What’s Equity Release & How Does It Work?
What About the HSBC Equity Release Calculator?
Before you consider using the HSBC equity release calculator, please take note.
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About the providers we compare
Most popular reasons for releasing equity
HSBC's Equity Release & Lifetime Mortgage Schemes
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Who Are HSBC?
HSBC Holdings plc is a global investment bank and financial services holding corporation headquartered in the United Kingdom.1
With total assets of US$2.558 trillion, it was the world’s seventh-largest bank and the biggest in Europe by 2018.
HSBC has always thought that selecting an independent financial adviser is one of the most essential decisions you’ll ever make.
They provide high-quality, professional financial planning with clearly defined service levels and a transparent fee structure at HSBC Financial Advisers.
Their basic beliefs ensure that they always behave with the highest level of ethics and professionalism. In all they do, they’re transparent and ethical, putting their clients’ best interests first.
Private consumers can seek guidance from HSBC Financial Advisers on a variety of financial services, including:
- Life and Critical Illness insurance
- Income protection
- Investment strategies
- Pension planning
- Tax planning strategies
- School fees planning
- Estate planning
- Financial Conduct Authority
- Financial Services Authority
Got Questions About HSBC & Lifetime Mortgages? Check These First
Is HSBC A Member of the Equity Release Council?
HSBC is not a member of the Equity Release Council.
What Are HSBC's Interest Rates?
HSBC’s interest rates range from 3.69% pp on a simple equity release mortgage over 15 years to 5.99% pp on their unsecured personal loans, where the money is repaid in one lump sum six months after it was borrowed.
Who Owns HSBC Equity?
HSBC’s parent company is The HSBC Group.
Where is HSBC Located?
Over the past five years, HSBC’s equity release mortgages have been available within a 60 mile radius of London and a 90 mile radius of Birmingham, Manchester or Liverpool.
PS – If you’re anything like us, you skipped to the end anyway.
So here’s the scoop – our intention is to help you by finding the best lifetime mortgage so that you can spend the money on something that you really want to, rather than on a high tax bill.
⚠️(Spoiler**) Most send us a personal thank you because we do such an incredible job – you’ve been warned. ⚠️
Editorial Note: This content has been independently collected by the SovereignBoss advisor team and is offered on a non-advised basis. Sovereignboss may earn a commission on sales made from partner links on this page, but that doesn’t affect our editors’ opinions or evaluations.
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Most people are using equity release as a means of retaining the use of their house while also obtaining a lump sum or a steady stream of income. Get matched with an expert and check your eligibility for equity release options.
Use our free equity release calculator & see how much you can release today.