Step Change Equity Release Review

We Review Step Change Equity Release & Look at the Pros, Cons & Schemes They Offer
Contributors: Nicola Date, Katherine Read. Edited by Rachel Wait & Reviewed by Francis Hui
Are You Considering Step Change Equity Release? What Are the Pros, Cons & Costs? Read Our Reviews & Discover If Step Change Lifetime Mortgage Schemes Are for You.

Before You Start Reading…

How Much Can You Release? 👇


Equity Release Calculator

Value of Your Home?


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Step Change Equity Release

I think you’ll agree with me when I say:

It’s REALLY hard to choose the best equity release provider with all the choices available.

Or is it?

Is Step Change equity release the best?

The companies we profile, are the best in the business to help you unlock the cash tied into your home.We’re here to help you:

  • Understand the services that Step Change offers.
  • Determine if they might be able to assist you and your family on your equity release journey.

Let’s find out NOW!

As experts in the equity release field (we’ve reviewed more than 250 schemes!), we’ve combed the market, researched all equity release service providers and narrowed it down to who’s on top.

Is Step Change the ideal equity release loan company to assist you and your family?


What’s Equity Release?

An equity release mortgage is, in a nutshell, a loan plus interest that is paid back to the lender when the homeowner passes away or goes into permanent care.

Who Are Step Change?

The Foundation for Credit Counselling’s StepChange Debt Charity. 1 

Originally the Consumer Credit Counselling Service, is a debt charity that operates across the UK.

What About the Step Change Equity Release Calculator?

Before you consider using the Step Change calculator, please take note.

Our providers can almost always match & BEAT any existing equity release quote that you find through Step Change.

So first use this calculator below & see how much you can release.

How Much Can You Release?

Use the Calculator Below 👇


Equity Release Calculator

Value of Your Home?


Drag me

🔒 100% Safe & Fast

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Editor’s Rating: 4.90

Why Consider Step Change?

Step Change Reviews & Ratings

Step Change Equity Release Complaints

If you’re dissatisfied with Step Change and want to make a complaint, the greatest place to do so is on their website.

They are concerned about their clients and will route you to the appropriate department if possible.

The alternative option, if you choose to use a review site like Trustpilot or Feefo, is to provide an assessment.

Step Change Equity Release Interest Rates & Schemes Compared

Are you looking for a specific equity release scheme?

These are some of the schemes offered or covered by Step Change.

Not what you’re looking for?

Have a look at all the equity release schemes available on the market.

With our easy-to-use table or compare the equity release rates!

Step Change Core Info

StepChange is the most comprehensive debt advice programme in the United Kingdom.

It assists those who are in debt to help them regain control of their money and life.

The company’s mission is to build a society free of debt problems.

Problem debt affects more than just people; it also affects families and communities, costing more than £8 billion every year.

Millions of lives have been changed as a result of the company’s initiatives, and it is devoted to aiding millions more.

The company is funded by voluntary donations from creditors such as banks, the government and loan companies.

Which help it to campaign to prevent problem debt, offer advice and manage debt repayment plans.

Its highly trained advisers provide free and impartial debt advice to thousands of people every week.

The following are some of StepChange’s main goals:

  • Promote and raise knowledge about free debt counselling and solutions
  • Improve people’s financial knowledge and abilities so they can better manage their finances and obligations
  • Be the most effective and long-term source of debt counselling and solutions.

FCA Details

FCA Address

  • 123 Albion Street
  • Leeds
  • LS2 8ERL S 2 8 E R

Trading Names


  • Foundation for Credit Counselling
  • Stepchange NI
  • Stepchange Northern Ireland
  • Stepchange Wales


  • Betterpay
  • C.C.C.S
  • C.C.C.S Debt Remedy
  • C.C.C.S Ireland
  • C.C.C.S NI
  • C.C.C.S Northern Ireland
  • C.C.C.S Scotland
  • Consumer Credit Counselling Service
  • Debt Line
  • Irish Debtline
  • Scottish Debtline
  • Stepchange Money Matters
  • Stepchange Wellbeing
  • Student Debtline
  • The Debt Helpline

FCA Permitted Services

  • Insurance
  • Investments
  • Other Services


  • Financial Conduct Authority (FAC) ¹
  • Financial Services Authority Now the Prudential Regulation Authority (PRA) ¹

Registration Numbers

  • FCA Ref Number: 729047
  • FCA Reg Number: 2757055

FCA & Companies House Link

Step Change Contact Number & Address

Got Questions

Is Step Change a Member of the Equity Release Council?

What Are Step Change's Interest Rates on Equity Release?

Who Owns Step Change?

Where is Step Change Located?

Does Step Change Do Equity Release?

Is Step Change Equity Release Safe?


So here’s the scoop – our intention is to help you by finding the best Step Change lifetime mortgage so that you can spend the money on something that you really want, rather than on a high tax bill.

Before You Go…

Use the FREE Calculator Below 👇


Equity Release Calculator

Value of Your Home?


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🔒 100% Safe & Fast

Featured In
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Editorial Note: This content has been independently collected by the SovereignBoss team and is offered on a non-advised basis. SovereignBoss may earn a commission on sales made from partner links on this page, but that doesn’t affect our editors’ opinions or evaluations. Learn more about our editorial guidelines.

See How Much You Can Release 👇

Use the QUICK form below.


Equity Release Calculator

Value of Your Home?


Drag me

🔒 100% Safe & Fast

As Featured In
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