Step Change Equity Release Review
Before You Start Reading…
How Much Can You Release? 👇
Step Change Equity Release
I think you’ll agree with me when I say:
It’s REALLY hard to choose the best equity release provider with all the choices available.
Or is it?
Is Step Change equity release the best?
The companies we profile, are the best in the business to help you unlock the cash tied into your home.We’re here to help you:
- Understand the services that Step Change offers.
- Determine if they might be able to assist you and your family on your equity release journey.
Let’s find out NOW!
As experts in the equity release field (we’ve reviewed more than 250 schemes!), we’ve combed the market, researched all equity release service providers and narrowed it down to who’s on top.
Is Step Change the ideal equity release loan company to assist you and your family?
What’s Equity Release?
An equity release mortgage is, in a nutshell, a loan plus interest that is paid back to the lender when the homeowner passes away or goes into permanent care.
Who Are Step Change?
The Foundation for Credit Counselling’s StepChange Debt Charity. 1
Originally the Consumer Credit Counselling Service, is a debt charity that operates across the UK.
What About the Step Change Equity Release Calculator?
Before you consider using the Step Change calculator, please take note.
Our providers can almost always match & BEAT any existing equity release quote that you find through Step Change.
So first use this calculator below & see how much you can release.
How Much Can You Release?
Use the Calculator Below 👇
Editor’s Rating: 4.90
Why Consider Step Change?
Step Change Reviews & Ratings
- StepChange Reviews on UK.TrustPilot.com
- Reviews of StepChange on Feefo.com
- StepChange Reviewed on SmartMoneyPeople.com
Step Change Equity Release Complaints
If you’re dissatisfied with Step Change and want to make a complaint, the greatest place to do so is on their website.
They are concerned about their clients and will route you to the appropriate department if possible.
The alternative option, if you choose to use a review site like Trustpilot or Feefo, is to provide an assessment.
Step Change Equity Release Interest Rates & Schemes Compared
Are you looking for a specific equity release scheme?
These are some of the schemes offered or covered by Step Change.
Not what you’re looking for?
Have a look at all the equity release schemes available on the market.
With our easy-to-use table or compare the equity release rates!
Step Change Core Info
StepChange is the most comprehensive debt advice programme in the United Kingdom.
It assists those who are in debt to help them regain control of their money and life.
The company’s mission is to build a society free of debt problems.
Problem debt affects more than just people; it also affects families and communities, costing more than £8 billion every year.
Millions of lives have been changed as a result of the company’s initiatives, and it is devoted to aiding millions more.
The company is funded by voluntary donations from creditors such as banks, the government and loan companies.
Which help it to campaign to prevent problem debt, offer advice and manage debt repayment plans.
Its highly trained advisers provide free and impartial debt advice to thousands of people every week.
The following are some of StepChange’s main goals:
- Promote and raise knowledge about free debt counselling and solutions
- Improve people’s financial knowledge and abilities so they can better manage their finances and obligations
- Be the most effective and long-term source of debt counselling and solutions.
- 123 Albion Street
- LS2 8ERL S 2 8 E R
- UNITED KINGDOM
- STEPCHANGE VOLUNTARY ARRANGEMENTS
- Foundation for Credit Counselling
- STEPCHANGE DEBT CHARITY
- STEPCHANGE DEBT CHARITY SCOTLAND
- STEPCHANGE DEBT REMEDY
- STEPCHANGE MONEY AWARE
- Stepchange NI
- Stepchange Northern Ireland
- STEPCHANGE VA
- Stepchange Wales
- C.C.C.S Debt Remedy
- C.C.C.S Ireland
- C.C.C.S NI
- C.C.C.S Northern Ireland
- C.C.C.S Scotland
- Consumer Credit Counselling Service
- Debt Line
- Irish Debtline
- Scottish Debtline
- STEPCHANGE EQUITY RELEASE
- STEPCHANGE ER
- STEPCHANGE FINANCIAL SOLUTIONS
- Stepchange Money Matters
- STEPCHANGE VOLUTARY ARRANGEMENTS
- Stepchange Wellbeing
- Student Debtline
- The Debt Helpline
FCA Permitted Services
- Other Services
- Financial Conduct Authority (FAC) ¹
- Financial Services Authority Now the Prudential Regulation Authority (PRA) ¹
- FCA Ref Number: 729047
- FCA Reg Number: 2757055
FCA & Companies House Link
Step Change Contact Number & Address
- 808 1686 719
- StepChange Debt Charity, 123 Albion Street, Leeds LS2 8ER
Is Step Change a Member of the Equity Release Council?
No, Step Change is not a member of the Equity Release Council.
What Are Step Change's Interest Rates on Equity Release?
Step Change’s interest rates on equity release are generally competitive. As of July 2015, the company had a maximum rate for lifetime mortgages of 3.99% and a maximum purchase rate for drawdown plans that started before March 2015 of 5%.
Who Owns Step Change?
The company is a subsidiary of Lloyds Banking Group. You can read more about Lloyds and its subsidiaries in the company’s profile article .
Where is Step Change Located?
The company’s headquarters are in Newcastle upon Tyne, United Kingdom. It also has offices and/or subsidiaries in the following locations:
- Aberdeen, United Kingdom
- Birmingham, United Kingdom
- Cambridge, United Kingdom
Does Step Change Do Equity Release?
Yes, Step Change does equity release.
Is Step Change Equity Release Safe?
Yes, they’re a member of the equity release council and follow their guidelines. They’re also FCA regulated.
So here’s the scoop – our intention is to help you by finding the best Step Change lifetime mortgage so that you can spend the money on something that you really want, rather than on a high tax bill.
Before You Go…
Use the FREE Calculator Below 👇