Equity Release Wise Review (2025): Key Findings
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- Equity Release Wise offers features such as the availability of a no-negative equity guarantee, various equity release options, and flexible repayment plans.
- They have established a reputation for its trusted services and adherence to the principles of the Equity Release Council.
- The advantages include flexibility and convenience, while potential downsides could include potential inheritance reduction and the possibility of higher long-term costs.
- Compared to other companies, it often stands out for its customer service, competitive interest rates, and the variety of equity release solutions it provides.
- Customer reviews typically highlight its excellent customer service, speed of processing, and transparency in dealing with equity release matters.
Is Equity Release Wise equity release the best?
I think you’ll agree with me when I say:
It’s REALLY hard to choose the best equity release deal with all the choices available.
Or is it?
In This Article, You Will Discover:
Let’s find out NOW!
As experts in the equity release field (we’ve reviewed more than 250 schemes!), we’ve combed the market, researched all equity release service providers and narrowed it down to who’s on top.
Is Equity Release Wise the ideal equity release loan company to assist you and your family?
NOTE: SovereignBoss is an impartial and unconnected third-party information provider via this website, and the details provided in this commentary represent the opinions of SovereignBoss only and may not reflect the views or opinions of Equity Release Wise. This article must not be interpreted as advice, nor is it a solicitation to conduct transactions in any financial product provided by Equity Release Wise.
What’s Equity Release and Lifetime Mortgage?
Essentially, an equity release mortgage allows a homeowner to borrow money against the value of their property, with the debt increasing as interest accumulates.
Unlike traditional loans, this debt doesn’t require repayment until the homeowner either passes away or transitions into permanent care.
At that point, the loan and interest are settled, usually through the sale of the property.
Who Are Equity Release Wise?
Wise Equity, founded in 2000 by Paolo Gambarini and Michele Semenzato, specialises in the administration of closed-end Private Equity funds1 .
That invest in small and medium-sized businesses, with a particular focus on Italy.
What About the Equity Release Wise Equity Release Calculator?
Before you consider using the Equity Release Wise calculator, please take note.
Our providers can almost always match & BEAT any existing equity release quote that you find through Equity Release Wise.
So first use this calculator below & see how much you can release.
Editor’s Rating: 4.82
Wise Equity Release Reviews & Ratings
How Did We Review Wise Equity Release?
We reviewed Wise Equity Release by gathering all the latest information available about it.
Our review of Wise Equity Release is independent, and we are not affiliated with it.
Wise Equity Release Complaints
If you’re dissatisfied with Wise and want to make a complaint, the greatest place to do so is on their website.
They are concerned about their clients and will route you to the appropriate department if possible.
The alternative option, if you choose to use a review site like Trustpilot or Feefo, is to provide an assessment.
Wise Equity Release Interest Rates & Schemes Compared
Are you looking for a specific equity release scheme?
Annual interest can be available from as low as 5.97% to 6.28%*.
View the most current rates here.
Have a look at all the equity release schemes available on the market.
What Are Wise's Fees?
Wise fees may include an application fee.
It may also offer you a free valuation; however, sometimes providers charge for this depending on your plan.
Learn More About Equity Release Wise
Thousands of individuals have used Equity Release Wise to figure out how to get money out of their house.
They make it straightforward and efficient for you to locate the greatest equity release offers available.
Their award-winning equity release advisors can provide you with free,
Award-winning assistance to help you choose the appropriate equity release plan for your circumstances.
Due to agreements with the UK’s major equity release providers,
You can choose from over 50 different programmes and take advantage of exceptional prices you won’t find anywhere else.
Without having to downsize or relocate, equity release can be a simple method to free up thousands of dollars from your property.
Allowing you to attain financial independence in retirement.
The money can be spent on whatever you like; monthly repayments are voluntary, and the loan must be returned only when you die or enter long-term permanent care.
Equity release, on the other hand, is not for everyone.
It will lower the value of any inheritance you desire to leave to your loved ones and may have an influence on means-tested government assistance.
As a result, you should get counsel from a professional who specialises in equity release.
All first guidance from their chosen advisers – all of whom are FCA-authorized and regulated – is provided free of charge and without commitment.
Only if you choose to release equity will you be charged.
FCA Details
Trading Names
- Wise Payments Limited
- Wise
FCA Permitted Services
- Payments Services & E-money
Regulators
- Financial Conduct Authority (FAC) 2
- Financial Services Authority Now the Prudential Regulation Authority (PRA) 3
Registration Numbers
- FCA Ref Number: 900507
- FCA Reg Number: 7209813
FCA & Companies House Link
- FCA Link: FCA Link
- Companies House Link: Companies House Link
Equity Release Wise Contact Number & Address
- +44-20-3695-0999
- support@wise.com
- 6th Floor, The Tea Building, 56 Shoreditch High Street, London E1 6JJ
Common Questions
Is Equity Release Wise a Member of the Equity Release Council?
Where is Equity Release Wise Located?
Who Owns Equity Release Wise?
What Are the Features of Equity Release Wise?
What Are Equity Release Wise's Interest Rates?
What Are the Pros and Cons of Equity Release Wise?
Is Equity Release Wise a Reputable Company?
How Does Equity Release Wise Compare to Other Companies?
What Are the Customer Reviews on Equity Release Wise?
Conclusion
So here’s the scoop – our intention is to help you by finding the best Equity Release Wise lifetime mortgage so that you can spend the money on something that you really want, rather than on a high tax bill.