Responsible Lending Equity Release (Oct 2021)
Responsible Lending Lifetime Mortgage Review
Are You Considering Responsible Lending Equity Release? What are the Pros, Cons & Costs? Discover If Responsible Lending Lifetime Mortgage Schemes are for You.
Before You Start Reading...
Let's See How Much You Can Release 👇
Responsible Lending Equity Release Review
I think you’ll agree with me when I say:
It’s REALLY hard to choose the best equity release provider with all the choices available.
Or is it?
Is Responsible Lending equity release the best?
As experts in the equity release field (we’ve reviewed over 250 schemes!), we’ve combed the market, researched all equity release service providers and narrowed it down to who’s on top.
What's Equity Release & How Does It Work?
We've summed up the most important information about the topic in this quick video.
An equity release mortgage is, in a nutshell, a loan plus interest that is paid back to the lender when the homeowner passes away or goes into permanent care. The homeowner’s family usually pays back the cash released, and the interest incurred, from the sale of the home in question.
Equity release is available for individuals or couples over 55, with the youngest homeowner’s age determining the amount of equity that can be released. It is important to note that some equity release schemes may require the homeowner to be 60 or older.
Learn More: What’s Equity Release & How Does It Work?
What About the Responsible Lending Equity Release Calculator?
Before you consider using the Responsible Lending equity release calculator, please take note.
Our providers can almost always match & BEAT any existing equity release quote that you find through Responsible Lending. So first use this calculator below & see how much you can release.
How Much Can You Release?
Use the FREE Calculator 👇
It's VERY FAST, takes just 8 seconds
Why get a free quote?
About the providers we compare
Most popular reasons for releasing equity
Responsible Lending's Equity Release & Lifetime Mortgage Schemes
Not what you're looking for?
Who Are Responsible Lending?
Responsible Lending provides lifelong mortgages1 to help you plan your retirement utilising property as an unexpected source of income.
Responsible lending assists you in achieving financial independence. Their lifetime mortgages fulfil the product requirements of the Equity Release Council and are designed with features that prioritise your requirements.
Their one-of-a-kind, contemporary, flexible selection of lifetime mortgages may also help you plan your retirement by allowing you to use your home as an income stream you hadn’t considered before.
Their staff of real-life underwriters is available to speak with your adviser about your property and loan. Say no to our rivals who use the phrase “computer says no.” The company’s price is based on the amount of money you wish to borrow. They’ll adjust their price to reflect the fact that you’re borrowing less than the worth of your home. They assume the risk of any negative equity in your home, and as the risk diminishes, so does the price.
They’ve created a platform that allows real people and technology to work together seamlessly. Customers benefit from their upgraded technology, and unlike some rivals, they accept online applications from your adviser, which cuts processing times by days, if not weeks.
23 Princess Street
PL1 2EXP L 1 2 E X
- Responsible Lending Limited
FCA Permitted Services
- Mortgages & Home Finance
- Financial Conduct Authority
- Financial Services Authority
- FCA Ref Number: 763158
- FCA Reg Number: 9801855
Responsible Lending Info
Got Questions About Responsible Lending & Lifetime Mortgages? Check These First
Is Responsible Lending A Member of the Equity Release Council?
Responsible Lending are members of the Equity Release Council.
What Are Responsible Lending's Interest Rates on Equity Release?
Responsible Lending is a UK-based equity release company. Interest rates for its lifetime mortgages range from 1.65% to 2.25%, depending on the amount of equity you have in your home and your age (the older you are, the higher the rate)
Who Owns Responsible Lending?
The company is owned by Equity Trustees Limited. It has a subsidiary, Cautious Lender Ltd, which owns equity release brands such as Lifetime Mortgages and Retirement Choices.
Where is Responsible Lending Located?
The company is located in London, UK.
PS – If you’re anything like us, you skipped to the end anyway.
So here’s the scoop – our intention is to help you by finding the best lifetime mortgage so that you can spend the money on something that you really want to, rather than on a high tax bill.
Most send us a personal thank you because we do such an incredible job.
Editorial Note: This content has been independently collected by the SovereignBoss advisor team and is offered on a non-advised basis. Sovereignboss may earn a commission on sales made from partner links on this page, but that doesn’t affect our editors’ opinions or evaluations. Learn more about our editorial guidelines.
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Most people are using equity release as a means of retaining the use of their house while also obtaining a lump sum or a steady stream of income. Get matched with an expert and check your eligibility for equity release options.
Use our free equity release calculator & see how much you can release today.