Ship Equity Release Review

We Review Ship Equity Release & Look at the Pros, Cons & Schemes They Offer
Contributors: Nicola Date, Katherine Read. Rachel Wait & Reviewed by Francis Hui
Are You Considering Ship Equity Release? What Are the Pros, Cons & Costs? Read Our Reviews & Discover If Ship Lifetime Mortgage Schemes Are for You.

Before You Start Reading…

How Much Can You Release? 👇


Equity Release Calculator

Value of Your Home?


Drag me

🔒 100% Safe & Fast

Featured In
yahoofinance marketwatch

Ship Equity Release

I think you’ll agree with me when I say:

It’s REALLY hard to choose the best equity release provider with all the choices available.

Or is it?

Is Ship equity release the best?

The companies we profile, are the best in the business to help you unlock the cash tied into your home.We’re here to help you:

  • Understand the services that Ship offers.
  • Determine if they might be able to assist you and your family on your equity release journey.

Let’s find out NOW!

As experts in the equity release field (we’ve reviewed more than 250 schemes!), we’ve combed the market, researched all equity release service providers and narrowed it down to who’s on top.

Is Ship the ideal equity release loan company to assist you and your family?


What’s Equity Release?

An equity release mortgage is, in a nutshell, a loan plus interest that is paid back to the lender when the homeowner passes away or goes into permanent care.

Who Are Ship?

Safe Home Income Plans (SHIP) is good news for customers considering Equity Release.1 

It is a rule of conduct that was established in 1991 with the primary goal of protecting customers when they take out an equity release loan.

The SHIP Code of Practice will be followed by all participating firms.

What About the Ship Equity Release Calculator?

Before you consider using the Ship calculator, please take note.

Our providers can almost always match & BEAT any existing equity release quote that you find through Ship.

So first use this calculator below & see how much you can release.

How Much Can You Release?

Use the Calculator Below 👇


Equity Release Calculator

Value of Your Home?


Drag me

🔒 100% Safe & Fast

Featured In
yahoofinance marketwatch

Editor’s Rating: 4.90

Why Consider Ship?

Ship Reviews & Ratings

Ship Equity Release Complaints

If you’re dissatisfied with Ship Equity Release and want to make a complaint, the greatest place to do so is on their website.

They are concerned about their clients and will route you to the appropriate department if possible.

The alternative option, if you choose to use a review site like Trustpilot or Feefo, is to provide an assessment.

Ship Equity Release Interest Rates & Schemes Compared

Are you looking for a specific equity release scheme?

These are some of the schemes offered or covered by Ship.

Not what you’re looking for?

Have a look at all the equity release schemes available on the market.

With our easy-to-use table or compare the equity release rates!

Learn More About Ship

SHIP, or Safe Home Income Plans, was founded in 1991 as a consumer protection and equity release company.

Their plans include the following features:

  • They are allowed to live in their home for the rest of their lives as long as it is their principal abode.
  • They are entitled to an explanation of their lifelong mortgage or property reversion plan that is fair and unambiguous.
  • They are free to relocate their idea to a more suitable location without suffering any financial penalties.
  • They keep their right to hire an independent lawyer of their choice to handle the legal procedure and sign the SHIP certificate.
  • They are protected by the SHIP certificate, which assures that they are fully informed about the equity release plan’s terms and ramifications
  • They are protected by a guarantee against negative equity, which ensures they will never owe more than the home is worth.

With SHIP, you feel safe and have peace of mind.

FCA Details


  • Financial Conduct Authority (FAC) ¹
  • Financial Services Authority Now the Prudential Regulation Authority (PRA) ¹

Companies House Link

Ship Contact Number & Address

Got Questions

Is Ship a Member of the Equity Release Council?

What Are Ship's Interest Rates on Equity Release?

Who Owns Ship?

Where is Ship Located?

Does Ship Do Equity Release?

Is Ship Equity Release Safe?


So here’s the scoop – our intention is to help you by finding the best Ship lifetime mortgage so that you can spend the money on something that you really want, rather than on a high tax bill.

Before You Go…

Use the FREE Calculator Below 👇


Equity Release Calculator

Value of Your Home?


Drag me

🔒 100% Safe & Fast

Featured In
yahoofinance marketwatch
Editorial Note: This content has been independently collected by the SovereignBoss team and is offered on a non-advised basis. SovereignBoss may earn a commission on sales made from partner links on this page, but that doesn’t affect our editors’ opinions or evaluations. Learn more about our editorial guidelines.

See How Much You Can Release 👇

Use the QUICK form below.


Equity Release Calculator

Value of Your Home?


Drag me

🔒 100% Safe & Fast

As Featured In
yahoofinance marketwatch