Crown Equity Release Review (2025): Honest Insights
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- Crown equity release offers benefits such as potential tax-free cash and the freedom to stay in your home, along with potential drawbacks like reduced inheritance and a possible impact on benefits.
- They work by allowing homeowners over 55 to release a portion of their property's value as a lump sum or in several smaller amounts.
- They are generally considered safe, regulated by the Financial Conduct Authority (FCA), but it's essential to consider potential risks and seek independent advice.
- Feedback varies, with some customers praising its helpful service while others express concerns about the potential long-term costs.
- While they promise no hidden fees, it's important to understand that there may be charges like setup fees, interest rates between 5.97% to 6.28%*, and early repayment charges.
Are you looking for an equity release provider like Crown to help you access funds to make your retirement easier?
Retirement has become increasingly expensive and often we do not have enough saved to see us through this period.
That is when you may wish to look into equity release and find a suitable product and provider.
At SovereignBoss, our research team has spent countless hours reviewing equity release information and putting it together in an easy-to-use format.
In This Article, You Will Discover:
Discover more:
NOTE: SovereignBoss is an impartial and unconnected third-party information provider via this website, and the details replicated in this commentary represent the opinions of SovereignBoss only and may not reflect the views or opinions of Crown equity release. This article must not be interpreted as advice, nor is it a solicitation to conduct transactions in any financial product provided by Crown equity release.
What Is Equity Release?
Equity release is a way of accessing some of the value of your home without having to sell it.
Home reversion is one type of equity release.
With home reversion, you sell your home (or a portion of it), to a provider, but retain the right to live there until you die or move into care.
Who Is Crown Equity Release?
Crown equity release is one of the equity release providers in the UK who specialise in home reversion plans for UK homeowners.
Why You Can Consider Crown Equity Release
You can consider Crown equity release because the company provides an individual approach to equity release.
It's plans are funded by private investors, which allows Crown equity release to offer much higher loan-to-value schemes with more flexibility on the types of property it will accept than most other providers.
Does Crown Equity Release Have an Equity Release or Lifetime Mortgages Calculator?
No, Crown equity release does not have an equity release calculator.
If you are looking for an equity release calculator, you are welcome to use the one below for an approximation.
Crown’s Equity Release Scheme Features
Crown equity release's equity release scheme features, include the possibility of releasing up to £350,000.
More features:
- Minimum age: 60
- Maximum age: 90
- Minimum release: £25,000
- Maximum release: £350,000
- Minimum property value: £50,000
- Maximum property value: £1mln
- Minimum lease: 170 years
Crown Equity Release's Customer Reviews
There are not currently any customer reviews of Crown equity release available.
How Did We Review the Information on Crown Equity Release?
We reviewed Crown equity release based on the following:
- Reputation and History – How many years they have been in business, customer reviews, and industry rewards received.
- Financial Strength – Ensuring it is going strong and has adequate funds to meet long-term commitments.
- Product Range – We favour companies offering a variety of equity release schemes with greater product flexibility.
- Interest Rates and Fees – We review competitive rates compared to industry averages and they must be fully transparent about rates and fees without hidden costs.
- Customer Service and Support – When and how it is available, response times, and available online educational resources. As well as online tools, like a calculator.
- Code of Conduct and Compliance – We only consider companies that adhere to recognised industry standards and codes.
- Industry Insights and Peer Reviews – We care about a company’s industry-wide reputation.
- Innovation and Technology – Is there a streamlined, digital application process?
- Client Testimonials – Success stories and the complaints resolution process.
This is an unaffiliated, independent review of Crown equity release.
Customer Complaints
If you are dissatisfied with Crown equity release and want to make a complaint, the best place to do so is on it's website.
It is concerned about it's clients and will direct you to the appropriate department.
An alternative option would be to provide an assessment on a review site like Trustpilot or Feefo.
Crown Equity Release Interest Rates and Schemes Compared
Crown equity release's home reversion plans offer no-rent, 1% rent, 3% rent, and 5% rent options.
Speak to your equity release adviser for more information on home reversion and how rent works.
Are you looking for a specific lifetime mortgage equity release scheme instead?
Interest rates on lifetime mortgages currently range from 5.97% to 6.28%*.
The most recent equity release rates can be seen here.
*While we regularly review our rates, these may have changed since our last update.
Have a look at all the equity release schemes available on the market.
What Are Crown Equity Release's Fees?
Crown equity release's fees do not currently include application or valuation fees.
Speak to your financial adviser to find out about any fees and costs home reversion may incur.
Learn More About Crown Equity Release
Crown equity release is an independent specialist equity release provider.
The company has been assisting clients since 2001 to obtain the most out of their retirement — with peace of mind.
Founder and CEO Mark King was a founding member of SHIP (the predecessor to the Equity Release Council) and founded Crown equity release in 2001 to act as a home reversion broker.
What Are the Advantages and Disadvantages of Using Crown?
The advantages and disadvantages of Crown equity release's equity release include that it's plans are funded by private investors; however, it only considers applications from clients referred by FCA-regulated equity release advisers.
More details:
Pros
The pros of using Crown equity release include the following:
- Crown equity release considers any property type.
- Crown equity release is authorised and regulated in the UK by the FCA.
- Crown equity release is funded by private investors, which allows it to make high loan-to-value offers (up to 85%).
- The founder of Crown equity release was one of the original directors of SHIP (Safe Home Income Plans), now known as the Equity Release Council.
Cons
The cons of using Crown equity release include the following:
- You must be over 60 years old to apply.
- Crown equity release only considers applications from clients referred by FCA-regulated equity release advisers.
- Crown equity release is not currently a member of the Equity Release Council.
- Equity release will impact the amount of inheritance you can leave.
Regulatory Details
Trading Names
Crown Equity Release Limited
FCA Permitted Services
Mortgages and Home Finance
Regulators
Financial Conduct Authority (FCA)1
Registration Numbers
- FCA Ref Number: 464925
- Companies House Reg Number: 4252868
FCA and Companies House Links
- FCA Link: FCA Link
- Companies House Link: Companies House Link
Crown Contact Number and Address
- 07860 105050
- mking@crownequityrelease.com
- Crown Equity Release Ltd, 36, Beaufort Close, London SW15 3TL.
Common Questions
Is Crown Equity Release a Member of the Equity Release Council?
What Are Crown Equity Release's Interest Rates?
Who Owns Crown Equity Release?
Are You Looking for a Job at Crown Equity Release?
Where Is Crown Equity Release Located?
Does Crown Equity Release Offer Equity Release?
Is Crown Equity Release a Safe Option?
What Are the Pros and Cons of Crown Equity Release?
How Does Crown Equity Release Work?
What are the Customer Reviews of Crown Equity Release?
Are There Any Hidden Fees in Crown Equity Release?
In Conclusion
Home reversion is not for everyone and if you are considering it as an equity release solution, it is best to undertake proper due diligence.
Crown equity release is a well-known provider and has some really good options to consider.
Always speak to an independent financial adviser before taking out a home reversion plan or any type of equity release mortgage.
The features mentioned and the amounts raised, are subject to the lender’s criteria, terms and conditions. These may take into account the age, health and lifestyle factors in order to provide an enhanced amount. To understand the features and risks, ask for a personalised illustration.